There are many, many credit cards out there that offer cash back rewards just for using them. They all look great – I mean who doesn't like extra money for making purchases you would have made anyway – but sometimes it can be confusing to determine which cash back credit card is best for you. To help cut through the confusion we developed the Personalized Cash Back Calculator.
The Personalized Cash Back Calculator does the work for you. All you need to do is enter your monthly spend in certain categories and it will let you know how much you can expect to earn with each cash back card annually. The cards will be ranked accordingly, with the best card for you at the top and the least favorable at the bottom.
How did we create the Personalized Cash Back Calculator? We carefully researched each cash back credit card's many terms, restrictions, conditions and bonuses. We waded through the fine print, figuring out rotating quarterly bonus categories and determining how each card calculates cash back rewards for it's users. Then we used this information to build detailed formulas for each card which decode the mystery behind how much you can expect to earn.
The results display what you'll earn with each card based on your unique spending style. You can even play with different monthly spends to see how the results might differ. Thinking about going on vacation this summer? Factor those costs into the calculator. If you don't know exactly how much your category spend is, most credit cards offer an online interface that will produce these reports for you.
You can also read our cash back credit card reviews, if you'd prefer to use a less high-tech approach to finding your cash back credit card.Credit Cards