FICO credit scores are considered by many to be the "gold standard" of the credit score world. In fact, creditors often use FICO® Scores to help evaluate an individual's creditworthiness when they apply for a loan. If you're interested in seeing what your FICO® Score is, you can now purchase a one time access of your Equifax and/or TransUnion FICO® Score.
With FICO® Standard users get one credit score and report from Equifax or TransUnion. You'll also get an explanation of the positive and negative factors affecting your credit score. The Equifax and TransUnion information is sold separately, and each set of data costs $19.95. That means if you'd like both your Equifax and TransUnion FICO® Scores it will cost $39.90. At this point in time Experian does not allow the Experian FICO® Score to be sold to consumers (click here to learn why).
Although we think the FICO® Score system is great, if you think $39.90 for one-time scores is a bit steep or you want to know your Experian credit score, you might consider signing up for one of the free credit monitoring trials we review on NextAdvisor. These free trials often provide free 3-bureau credit scores, and although they aren't FICO scores they are still very useful for helping to evaluate your credit standing.Credit Report Monitoring