New Grasshopper Virtual Phone Review: Get as Many Extensions as You Want!

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December 6th, 2011 - Posted by polina

Grasshopper virtual phone is a great solution for your business' communication system. With unlimited extensions and call forwarding options, each and every one of your employees can stay connected from their very own phones — no more running to the office just to pick up a call! You even have the option of choosing a toll-free number at no additional cost, making it cheaper and more convenient for your clients as well. There are various other features that are useful too, including Grasshopper's integrated fax receiving feature. Though it is a bit pricier than some of our other virtual phone services, their many features and unlimited extensions may be worth the cost. Judge for yourself — read the full review and start calling today!

My credit is frozen. Do I have to unfreeze my credit to get a credit report?

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December 6th, 2011 - Posted by Tasha

Q:  My credit is frozen. Do I have to unfreeze my credit to get a credit report?

You can still get your credit reports when your credit is frozen

A:  No, you do not have to unfreeze your credit to obtain your credit report. Credit freezes prohibit third parties—like potential lenders—from being able to access your report, and are typically set to help prevent identity thieves from being able to open new credit accounts in your name. However, you are still able to access your own credit report.  Here's a quote directly from the Federal Trade Commission (FTC) site:

"Placing a credit freeze does not affect your credit score—nor does it keep you from getting your free annual credit report, or from buying your credit report or score."

If you have been a victim of identity theft (or even if you haven't), you might want to consider signing up for an identity theft protection service. Many of these services will monitor your credit reports, scan for the use of your personal information in a variety of arenas, provide free credit scores and free subscriptions to internet security software. They are also able to monitor your credit reports while a credit freeze is in place. Our top pick is Identity Guard, and right now they are offering a free 30-day trial and an 18% subscription discount.

You Could Win Cash for the Holidays with the NextAdvisor $500 Giveaway!

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December 5th, 2011 - Posted by jeff

Need some extra money for the holiday season? Well, you're in luck. NextAdvisor is giving away cash prizes every week of December! Just go to our Facebook page and click on the NextAdvisor $500 Giveaway, fill out the entry form, and you'll be entered to win. It's our way of saying thank you to our Facebook fans for being a part of NextAdvisor. Click here to enter!

If I sign up for a credit monitoring service, can I get all 3 reports with credit scores anytime I want?

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December 5th, 2011 - Posted by Tasha

Q:  If I sign up for a credit monitoring service, can I get all 3 reports with credit scores anytime I want or is there a limit?

PrivacyGuard provides all 3 credit reports and scores for $1

A:  It depends on which credit monitoring service you subscribe to.  If you're looking for frequent credit report and credit score updates, we highly recommend PrivacyGuard.  PrivacyGuard provides 3-bureau credit reports and credit scores when you sign up AND features monthly report and score updates.  This is in addition to 3-bureau credit monitoring, a free subscription to Norton Internet Security Online and a variety of financial calculators.

The monthly report and score updates make PrivacyGuard a great solution for keeping your eye on your credit information.  Plus, right now PrivacyGuard is offering a 30-day trial for a $1, during which you'll get your 3-bureau reports and scores.

Find Your Match for Free with Chemistry.com's Free Weekend!

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December 2nd, 2011 - Posted by polina

Join the fun with Chemistry.com's free weekend promotion. From Friday, December 2nd to Sunday, December 4th, all Chemistry.com users will be able to communicate for free! There is no promo code necessary, just click on any Chemistry.com sign-up link from NextAdvisor, and enroll at absolutely no cost. Start chatting, flirting, and connecting today.

After we tested a variety of online dating services, Chemistry.com came out on top with it's highly intuitive matching system that seemed to find even the most obscure parts of your personality and find others that are similar. Needless to say, our reviewers found a lot of great people on the site.

Still unsure? See everything our experts had to say about Chemistry.com – read the review. And if you want to see how it holds up next to other online dating services, compare them all here!

Get a Yahoo! Discount of 50% on Web Hosting

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December 1st, 2011 - Posted by jeff

Need to build a website but not sure where to start? You are in luck! Our #1 web hosting service for beginners, Yahoo! Small Business, is offering NextAdvisor readers a huge 50% discount off their services. Yahoo! offers a great interface and support, free domain for life, a great PayPal-based shopping cart builder, and includes an intuitive, WYSIWYG site builder. It's also one of our most reliable web hosting services. To read our full review and to get this amazing deal, click here.

Does the Chase Freedom Visa card have a foreign transaction fee?

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December 1st, 2011 - Posted by Tasha

Q:  Does the Chase Freedom Visa card have a foreign transaction fee? If so, what is it?

A:  The Chase Freedom® Visa – $200 Bonus Cash Back card does have a foreign transaction fee of 3% of each transaction in U.S. dollars. Although this is a great card with substantial benefits, if you're going to be travelling extensively overseas and need a card that doesn't charge foreign transaction fees, check out the Capital One® Cash card.

Capital One Cash doesn't charge a fee for foreign transactions and features a $100 bonus when you spend $500 in the first 3 months. Plus, users earn 1% cash back on all purchases AND an additional 50% bonus on the cash back you earn every year. When you do the math this adds up to 1.5% cash back rate over the course of a year on all purchases—one of the highest we've seen for cash back on all purchases. In addition it offers a 0% intro APR on purchases and balance transfers until November 2012, which translates into some serious interest savings.