Does Identity Guard provide both 3 bureau credit scores and credit reports quarterly?

• Tweet

June 6th, 2011 - Posted by Tasha

Q: You note that Identity Guard TOTAL PROTECTION provides 3 bureau credit SCORES each quarter. Does this mean that they include the credit REPORTS that make up those credit scores, or only the final credit score numbers?

A: As you mention, Identity Guard TOTAL PROTECTION® provides credit scores from all 3 credit bureaus when you sign up, and updates them on a quarterly basis thereafter. To see your scores, you just need to log in to the Identity Guard member center.

When you sign up for Identity Guard you'll also get your 3-bureau credit reports.  Then you'll get quarterly updates to your credit reports, which is a little different from the full reports you get at sign up. The updates aren't the complete reports, instead they make things a little easier by just including what has changed since your last report update. That way you can quickly scan through and double check any changes. Of course, Identity Guard's credit monitoring alerts you of key changes to your credit reports on an ongoing basis, but it makes sense to take the time to review these changes on a quarterly basis.

In addition you'll get a free public record report when you sign up, and an updated one every quarter. Add to this Identity Guard's identity theft protection features, a 30 day free trial, free Zone Alarm software and 18% off the price and it's a pretty darn good deal that we highly recommend.