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Do I need to to pay for credit monitoring services for a certain amount of time, or are they month-to-month? If I cancel before the 30 day trial period is up, will I be charged for anything?
February 28th, 2011 - Posted by Tasha
Q: Do I need to to pay for credit monitoring services for a certain amount of time, or are they month-to-month? If I cancel before the 30 day trial period is up, will I be charged for anything?
A: Credit monitoring services are typically month-to-month, although some offer annual memberships at a greater savings. For example, IDENTITY GUARD® is month-to-month ($14.99/mo, with our exclusive 18% discount), while Trusted ID offers annual commitments which mean you need to pay upfront, but you save more money overall ($10.42/mo w/annual prepay for individuals; $20/mo w/annual prepay for families).
If you sign up for a service and cancel prior to the end of the trial period, you will not be charged anything. However, you do get to keep any free credit scores, credit reports or computer software you receive during the trial period. It's a really great deal, so it makes sense to check out all our top-rated credit monitoring services and at least test drive them with their free trials.
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