Identity Guard

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
ID Protect Premium from American Express

Bottom line: 3 bureau monitoring and one-time 3-bureau credit reports available upon enrollment but doesn't include credit scores
CreditCheck Total

Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com

Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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I don't have a computer, is there a number I can call for a free credit report?

August 26th, 2010 - Posted by Tasha

Q:  I don't have a computer, is there a number I can call for a free credit report?

A: Yes, there is.  You can request your free annual credit report by phone or by mail, as well as online at annualcreditreport.com.  If you prefer to call, the number is 1-877-322-8228.  If you'd like to mail your request instead, you'll need to go to the annualcreditreport.com website, download the appropriate form, fill it out and then mail it in.

Although we think getting your free annual credit report is a useful tool, it doesn't give you an accurate picture of your credit history year round.  Your credit report can change at any time, even 5 minutes after you get your annual free credit report, and you won't know or be able to take steps to fix it.    Instead, we recommend subscribing to a credit monitoring service so you are fully aware of any changes that might affect your credit history and score.  You can even try out many of the services we review for free.  Trusted ID is one of our top reviewed credit monitoring services that offers a free trial.  You can sign up online or call them at 800-234-6611

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