Identity Guard

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
ID Protect Premium from American Express

Bottom line: 3 bureau monitoring and one-time 3-bureau credit reports available upon enrollment but doesn't include credit scores
CreditCheck Total

Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com

Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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Identity theft and account hacking? There's an app for that!

July 6th, 2010 - Posted by Kent

This weekend, a small but undisclosed number of iTunes accounts were hacked by a developer whose rogue ebooks inexplicably captured 42 of the top 50 best seller slots on the iTunes App Store this weekend. It seems that purchases through the hacked accounts helped propel the books into their high sales positions, but it's unclear if that's the whole story. Apple hasn't said if the iTunes store was hacked as well. The developer, Thuat Nguyen, has since been booted for violating the App Store's terms of service.

People that have iTunes accounts should be on the lookout for unauthorized charges. Apple claims that developers do not have access to any sensitive user data, such as credit card numbers, and one would hope that's true. In fact it's hard to imagine that they would. If you have noticed unauthorized purchases your iTunes account for a bunch of odd-sounding ebooks, change your iTunes password and cancel that credit card.

The web is rife with fraud and hacking. Make sure you're using complex passwords that aren't easily guessed. Consider protecting your identity with identity theft protection, and protect your accounts with credit report monitoring.

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