Categories
Blog Archives
How can I get my credit report from last year?
May 25th, 2010 - Posted by Tasha
Q: How can I get my credit report from last year (July 24th 2009)?
A: That's a tricky one. According to the 3 credit bureaus (Experian, Equifax and Transunion), you can't actually get in a time machine and retrieve your credit report from yesteryear. This is because your credit report is being constantly updated with new information. It's basically a moving target, and data is usually being added (or removed). There isn't a static credit report from last year that they can pull out of the files, dust off and hand over to you.
I wasn't completely clear on why you'd want an old credit report, but you can try this work-around. Sign up for a credit report monitoring service, carefully review your credit history and manually "back out" any transactions or changes that happened within the last year. I'm not sure this will work perfectly, but it should be a pretty good estimate.
Leave a Reply
Popular Services Reviewed:
Credit Monitoring Services |
Find Us On:
Copyright© 2006 - 2012 NextAdvisor.com - All rights reserved.
Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.