Impostor poses as Secret Service agent and police officer
January 11th, 2010 - Posted by Robert Siciliano
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
At a friend's 40th birthday party, we wound up discussing my Craigslist ATM, and that led to a conversation about how easily people can be conned. One friend's new boyfriend began telling us how frequently he is able to con people in order to get into bars and clubs. "I never wait in lines," he claimed, "and I always get VIP treatment." I hate lines, too, but I have a hard time lying to get what I want.
He says he finds the phone number of the bar or club and calls ahead of time, claiming to be the manager of a Boston Celtics player and explaining that he'll be coming to the bar with a few people and that his player will arrive later. He gets the name of the club manager and someone from security. That night, he goes straight to the front of the line and drops the manager or bouncer's name and acts as if he's entitled to enter. He says his success rate is 100%, and I believe him.
When a couple can crash a formal event at the White House despite Secret Service presence, then almost anything is possible. People successfully pose as health inspectors, police officers, and even Secret Service agents. As I demonstrated on The Montel Williams Show, I once posed as a "water inspector," gaining access to people's homes by saying I needed to "check the colorization of their water." Any kind of fake badge and uniform can do wonders.
One recent example is a Massachusetts man who has been accused of posing as a Secret Service agent in order to enter the U.S. Department of Health and Human Services and pleaded guilty to disorderly conduct, trespassing, and impersonating a public official after attempting to enter a U2 concert without a ticket by impersonating a police officer:
"Authorities say he flashed what appeared to be a gold Massachusetts State Police badge and entered Gillette Stadium in Foxborough, Mass., on Sept. 21. They say he didn't have a ticket to the concert.
He repeatedly asked to see the fire chief and where the ambulances were parked. When he refused to identify himself, stadium security called police, who then arrested him."
A criminal can easily impersonate you online or in person to commit financial identity theft as it relates to new account fraud and account takeover, or to commit social media identity theft. This is why a credit freeze and an identity theft protection service are essential. Because identity theft will flourish until we are properly identified and systems are in place that point towards effective authentication and identification which leads to accountability.
Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
And invest in identity theft protection. Not all forms of identity theft protection can be prevented, but an identity theft protection service can dramatically reduce your risk.
Robert Siciliano, identity theft speaker, discusses imposters and home invasions on The Montel Williams Show.
Robert Siciliano is CEO of IDTheftSecurity.com, an identity theft expert, professional speaker, security analyst, published author and television news correspondent. Siciliano works with Fortune 1000 companies and startups as an advisor on product launches, branding, messaging, representation, SEO and media. Siciliano's thoughts and advice on all these matters appear often in both the televised and print news media including CNN, MSNBC, CNBC, FOX, Forbes and USA Today. He has 25 years of security training as a member of the American Society of Industrial Security. He is the author of two books, including The Safety Minute: Living on High Alert; How to take control of your personal security and prevent fraud. He's also partnered with Intelius to help raise awareness about the growing threat of identity theft and to provide tips on how you can protect yourself.
The Advantages of Online College
January 11th, 2010 - Posted by Carlisa
It's time to put the distractions of the holidays behind us and get back into the grind. We've all made New Year's Resolutions to do good things in 2010 and improve ourselves, right? What better way to do that than to try a new challenge. So, for those considering going back to school to further your education, get that degree that you never got, to get another degree, or to just broaden your knowledge on any subject – do it now.
Life is short. It's a really good feeling to test yourself and realize that you still have abilities. I am a regular Georgia gal, soon to turn 50, sharing my story of going back to school. I'm happy to be pursuing my education online, and if I can do it, anyone can do it!
Since schools have just started back after the holidays, I'm really glad my classes are online for many reasons. And yes, I have a list.
- Schedule – I have a crazy schedule, as do a lot of other students, so the online classes allow me to fit my classes into a busy day. There are many students attending AIU that are also working full time jobs and/or have children at home, but can attend at their convenience.
- Convenience – This may go along with "Schedule", but deserves its own acknowledgement for a couple of reasons. Again, you don't have travel time, so you can have more quality time with loved ones, or more study time, rest time, etc. Also, you can attend archived classes 24/7!
- Location – For those that don't have a brick and mortar campus close by, online classes are the way to go. We have students attending from all over the country and around the world.
- Weather – Right now, even in Georgia, there is snow on the ground and temperatures range from the teens to the thirties. Later in the week, we'll warm up into the 40's, but still, I don't personally like to get out in that kind of cold! We've also had several days of continued rainfall, and it's dangerous to drive in the rain. Personally I would HATE to have to find parking and wade through puddles far away from the entrance to a brick and mortar campus, while trying to tote my necessary books, purse and umbrella, just to ruin my favorite shoes and catch a cold from getting wet!
- Illness - Whether you're sick and don't want to spread to someone else, you need extra R&R, or you just don't want to catch someone else's sickness, online classes are the way to go. Let's not forget those highly contagious, illnesses, like Swine Flu. I must confess that after I toured a couple of brick and mortar campuses, I started thinking of having to share the schools computers, limited breathing space, etc, with students who may be contagious with who knows what. That was a big determining factor in my decision to go with the online education. Does that make me OCD? No, just careful.
- Gas/etc Prices – If you don't have a campus close by, then you would need to spend a LOT of money on gasoline to get back and forth to a physical campus. And if the uncertainty of gasoline prices isn't scary enough, there's also the cost of the new tires/brakes/brake pads/transmissions fluids, etc that you would have to invest in if driving to campus.
- It's Green - This goes along with numbers 1, 2, and 3 above. Remember, when you're taking classes online you're not just saving money. The impact on the environment is greatly reduced. You're going green!
NextAdvisor creates Web Hosting Report Card
January 7th, 2010 - Posted by Kent
We've added a new feature to our Web Hosting Reviews: it's our new NextAdvisor Web Hosting Report Card. This chart breaks down our review criteria into a virtual report card of observations and performance metrics that we looked at in our web hosting reviews. You'll find qualitative evaluations of essential components, as well as quantitative data on a host's uptime, average response time, and bandwidth. Uptime and response time numbers come courtesy of Pingdom, while the download test was done in-house.
We think this will give people more information on which web host will fit their specific needs. Check it out!
Internet security predictions for 2010
January 7th, 2010 - Posted by Kent
Internet security software experts at McAfee are making some predictions for threats in the year 2010. McAfee expects that Windows exploits will become less common as hackers switch their interest to products made by Adobe. Apparently Windows has gotten a lot better, but also, according to the report: "Flash and (Acrobat) Reader are among the most widely deployed applications in the world, which provides a higher return on investment to cybercriminals."
McAfee also sees increasing attacks delivered via social networking sites, targeted emails, and ever-smarter banking trojans. But, they conclude, they "anticipate even more successes in the fight against all forms of cybercrime in 2010."
You can help fight cybercrime by keeping your software up-to-date. This includes both your Internet security software and applications and plugins like Flash and Acrobat Reader.
I wasted four hours with a criminal hacker
January 6th, 2010 - Posted by Robert Siciliano
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Lately I've been coming across "advertisements" on forums, posted by criminal hackers looking to sell our stolen information. They are "carders," selling "dumps" and "fullz." Well, I decided to make contact with one of them to see what the deal is. It turns out the one I connected with was less than forthcoming, but was very persistent and more than likely has and will continue to scam people. Here is an example of a post advertising illegal services.
The hacker I contacted immediately returned my email. I told him I was a journalist and wanted to do a story on him. I couldn't have been more upfront with my intentions. I even provided him with a link to my website, but that didn't seem to matter. He just wanted my money. First he wanted me to open up an instant message and connect with him via his Yahoo email. That way we could chat. But I wasn't about to let him in via IM, because there are known hacks that can allow a bad guy into your PC via an IM service. So instead, I set up a private chat at tinychat.com.
What follows is an abridged version of our conversation. (The full version is here.) I am robertsicili, and the scammer is dskimmed2009 (how appropriate).
[11:50] robertsicili: who is here?
[11:51] dskimmed2009: yes its me man
[11:52] robertsicili: nice meeting u
[11:52] robertsicili: where are you from
[11:52] dskimmed2009: I Have told you already man
[11:52] dskimmed2009: or have u forgotten that man
[11:53] robertsicili: you havent told me
[11:53] dskimmed2009: oh okay man
He avoided the question.
[11:55] robertsicili: why did you agree to speak to me?
[11:55] dskimmed2009: what do u mean ?
[11:56] robertsicili: well, your business isnt a normal one and usually guys like you try to stay 100percent under the radar
[11:56] dskimmed2009: ahahaha
[11:56] dskimmed2009: very good man
[11:56] dskimmed2009: so u too which country are u from ?
[11:57] robertsicili: US
[11:57] dskimmed2009: VERY GOOD
"VERY GOOD" in all caps tells me right away he thinks I'm an idiot.
[11:57] dskimmed2009: I'm 27 years of age and u?
[11:57] robertsicili: im 41
[11:58] dskimmed2009: wow…….then am small boy to u right
[11:58] robertsicili: youll be 40 before you know it
More small talk, getting used to each other.
[11:59] robertsicili: what country? your english is fine
[11:59] dskimmed2009: CVV,FULZ,DUMPS,BANKLOGINS,BANK TRANSFER,WU TRANSFERS,SKIMMING,ETC
And it's down to business.
[12:00] dskimmed2009: What do you need to buy now man?
[12:00] robertsicili: all business, i get it.
[12:00] robertsicili: i want to tell your story. you are very interesting.
[12:01] dskimmed2009: yes am interesting man ok
[12:01] dskimmed2009: dont be serious let finish the deal at least today now ok
[12:01] robertsicili: i write for numerous US papers and find what you do facinating. Id like to understand your process.
This seemed to have gone right over his head because he never acknowledged it.
[12:06] robertsicili: so its not a problem for you to be public? how do you keep from being traced?
[12:06] dskimmed2009: i have many securities upon me so u dont need to be worried about that at all man ok
[12:07] dskimmed2009: becoz i do genue and valid business here with many and more costumers man
[12:07] dskimmed2009: so no one will traced upon me ok
[12:07] robertsicili: not worried, just curious, youre very smart
[12:07] dskimmed2009: why are u saying that am smart
[12:08] robertsicili: because you are able to be public, but still anonomous
[12:08] dskimmed2009: of course man becoz if i were to be bad i will never be in public annoucenment forums
[12:09] robertsicili: what is your "valid business"
[12:10] dskimmed2009: My valid business is to just do long term business with the other costumers man
He begins to tell me how honest he is with his customers.
[12:10] dskimmed2009: always i do give them what they will paid me for ok
[12:10] dskimmed2009: i dont dissapoint them as some ppl's are doing to the other costumers
[12:10] robertsicili: so you are an hoinest business man who doesnt stiff his customers.
[12:11] dskimmed2009: i never stiff my costumers ok
[12:11] robertsicili: i see you take pride in that. and you should.
[12:11] dskimmed2009: am not interesting to do that to my costumers to loose my market man
[12:11] dskimmed2009: i always want to do long term business with my costumers
[12:12] robertsicili: there must be a lot of dishonest people in your business who stiff people
[12:12] robertsicili: how long have you been doing it?
[12:12] dskimmed2009: of course and they are those who used to spoiled most of the hackers business man
[12:13] robertsicili: so you are a "hacker", do you get the data directly?
[12:13] dskimmed2009: i have been in this business for very good 17 years of age man
He loosens up a little and begins to give me history and a bit about his process.
[12:14] dskimmed2009: i use to go to Ho Minh Chin…Vietnam to hack softwares and come back to russian again man
[12:15] dskimmed2009: i have 3 types of softwares i use for my work man
[12:15] robertsicili: what are they called?
[12:15] dskimmed2009: One if for use to skimmed dumps
[12:15] dskimmed2009: software to skimmed dumps called Skimmer
[12:16] dskimmed2009: i have one too hacking software it used to hack credit card numbers and bank logins man
[12:16] dskimmed2009: i have western union bug software version 2010 with an activation code
[12:17] dskimmed2009: used to do online western union wireing and also hacking an mtcn numbers out from fullz man
[12:17] dskimmed2009: i have all types of skimming
[12:18] robertsicili: "hacking software" so on other peoples computers?
[12:18] dskimmed2009: OH YES
He's all happy now.
[12:22] robertsicili: are you russian?
[12:23] dskimmed2009: am not a russian man
[12:23] dskimmed2009: i have been there for good 8 years just to study how to hack very experiencely and perfect way man
[12:26] robertsicili: in the US we are hacked by many countries. The chinese are great hackers, Romanians too.
[12:27] robertsicili: I have heard of vietnamese hackers too but not as often.Ukraine have many good hackers
[12:27] dskimmed2009: oh yes man
[12:27] dskimmed2009: RUSSIAN,VIETNAM,THIALAND,ROMANIA,UKRAINE,NIGERIA ,GHANA
[12:28] robertsicili: Yes. All hacking Americans or all over the world?
[12:28] dskimmed2009: All those countries i just mention they contain alot of fake and good hackers
[12:29] dskimmed2009: they hack EUROPE,UK,US,CANADA,ASIA,WESTERN PART OF AFRICA
We discuss family!
[12:29] robertsicili: do you have kids?
[12:29] dskimmed2009: they hacked all over the world man
[12:29] robertsicili: ok
[12:29] dskimmed2009: i have 2 kids and my personal wife
Back to business.
[12:35] robertsicili: how do you get paid?
[12:35] dskimmed2009: they are sooo many ways of means to get money easy but they dont like it on that way
[12:36] dskimmed2009: Through Western Union,Money Gramm,Liberty Resrve and Web Money
[12:38] dskimmed2009: u can also do western union online transaction money transfer with fullz
[12:39] robertsicili: define fullz
[12:39] dskimmed2009: fullz contain , SSN : SOCIAL SECURITY NUMBERDOB : DATE OF BIRTHDL : DRIVING LINCENSEMMN : MOTHER MAIDEN NAME
[12:40] robertsicili: I now understad fullz, but how do I turn that data into money?
[12:40] dskimmed2009: i will teach u if u buy either the fullz or the software ok
[12:40] dskimmed2009: u will just process and operate the software thats all
[12:41] robertsicili: how much for the software?
[12:41] dskimmed2009: 700$
[12:41] robertsicili: damn!~
[12:42] dskimmed2009: Don't make noise
[12:42] dskimmed2009: i can reduce the price for u if u are ready at any time ok
[12:42] dskimmed2009: am not difficult hacker ok\
Such a great guy and all around good business man. Now I want more details. I want raw data, I want proof.
[12:48] robertsicili: when you get a chance send me samples of what I can get with the software. CVV2?
[12:49] dskimmed2009: all my software are containing security password and codes so i cant just give out like that man
[12:49] dskimmed2009: unless u have make payment for it
[12:49] dskimmed2009: b4 i can give u man
He is refusing to send me samples of data he hacked. I'm beginning to think he has nothing.
[12:50] robertsicili: if im going to make an investment in your softwareI need to understand what it does.
[12:51] dskimmed2009: it will hack the amount on the fullz as mtcn numbers for u to get out with the rest of the infomations man
[12:51] robertsicili: what is mtcn
[12:52] dskimmed2009: Money Transfered Control Number
But he never tells me what it does or how it works. I spend the next hour trying to pull that from him.
[12:54] robertsicili: you sell logins, how do you get them?
[12:55] dskimmed2009: bank logins ?
[12:55] robertsicili: is that what you sell?
[12:55] dskimmed2009: i have software to hack that from bank personal and company account's
[12:55] dskimmed2009: yes i sell bank logins too man
[12:55] dskimmed2009: CVV,FULLZ,DUMPS,LOGINS,TRANSFERS
[12:56] dskimmed2009: I Do bank transfer,western union transfer and paypal verified account transfer toooo
[13:12] robertsicili: How do you get login data?
[13:14] dskimmed2009: i hack from online banking with software
[13:14] dskimmed2009: i have boa,rbc,wamu,wachovia
[13:14] dskimmed2009: icici,hsbc,abbey
[13:37] dskimmed2009: u need banking software for bank login date?\
[13:38] robertsicili: if im to start a business of hacking data I want to know what to buy from you.
[13:38] dskimmed2009: yes man
[13:38] dskimmed2009: please give me ur western union infomations now ok
[13:38] dskimmed2009: with ur phone number
[13:39] robertsicili: and what will you do with my western union info?
[13:39] dskimmed2009: i want to send some money for u to cash it out and send it to me on my infos in ghana man ok
Now he wants my Western Union account data so he can send me money, so I can send his partner money in Ghana. He's beginning to try an "affinity" scam on me.
[13:39] dskimmed2009: one of my business patner man
[13:39] dskimmed2009: he is online now am talking with him
[13:40] dskimmed2009: so i want to give him us infos to send the money
[13:40] dskimmed2009: through money gramm
[13:40] dskimmed2009: becoz right now all the banks is close
[13:40] dskimmed2009: here in ghana now
[13:41] robertsicili: why do you want to send me cash?
[13:41] dskimmed2009: i want him to send the money to us country so that u cash it out send it to me here in ghana now man ok
[13:41] dskimmed2009: becoz right now all banks is close in ghana now ok
[13:44] robertsicili: OK so he sends me money and i send it back to you because the banks are closed?
[13:44] dskimmed2009: oh yes
[13:44] dskimmed2009: that is it my brother
[13:45] robertsicili: In the US we call that an "advanced fee" scam. At least thats what someone told me.
[13:46] dskimmed2009: okay then stop ok
[13:46] dskimmed2009: don't do it again ok
[13:46] dskimmed2009: we continue our business now
"Don't do it again," he tells me. Hilarious.
[13:47] robertsicili: I want to buy your software that hacks online banks. Tell me what it does and how much money it will cost me.
[13:49] dskimmed2009: it cost 1300$ for online banking software to hack bank logins both personal and company account
[13:51] robertsicili: tell me how it works, I want to undersyand the technology. Is it sql-injection, spyware? Password hacks, Phishing?
[13:52] dskimmed2009: 2 COMERSUS SOFTWARE WITHOUT BANK LOG IN AND BANK CREDIT CARD CODE ==========1000$
[13:52] dskimmed2009: 3 NEW WESTERN UNION HACKING BUG FOR WORLD WIDE TRANSFER ==========700$4 NEW PAYPAL LOG IN HACKWARE FOR HACKING FRESH PAYPAL ==========250$
[13:53] dskimmed2009: 7 NEW CREDIT CARD VALIDATOR FOR VALIDATING ANY FULL CC INFO ==========120$
[13:53] dskimmed2009: WESTERN UNION ONLINE SOFTWARE(WESTERN UNION BUG)VERSION 2009/2010PRICE:700$
I begin to get confused as he describes his process, because it makes no sense.
[14:22] robertsicili: explain to me me how it brings the infos and what the software hacks
[14:22] dskimmed2009: it will hack the bank u will choose on the list of the software processor
[14:23] dskimmed2009: then u will wait for 30 minutes for that bank u choose it's infomations
[14:23] dskimmed2009: every infomations that will appear within that 30 minutes if valid infomations
[14:25] dskimmed2009: It's not difficult to understand but if u understand i will be very happy man ok
[14:25] robertsicili: so the software is hacking the banks processor and getting consumer logins?
[14:28] dskimmed2009: it's like bank transfer
[14:36] robertsicili: explain how th bank transfer works?
[14:36] dskimmed2009: a'm worry about how u dont understand man
[14:36] dskimmed2009: infact its pains me
Too funny: "infact its pains me"
[14:36] robertsicili: Im skilled in software but want to understand how it works. is it a sql injection?
[14:38] robertsicili: if I am to spend thousands of dollars I needd to know how the tech nology works. you are selling hacking softeware but wont tell me how it works
[14:38] dskimmed2009: it will bring that bank u choose all its infomations will appear on it within that 30 minutes time man
None of this makes sense.
[14:40] dskimmed2009: u see someone's bank account
[14:40] dskimmed2009: he is from usa
[14:40] dskimmed2009: his account was hacked by the software last weeks monday
[14:41] dskimmed2009: 38k was withdraw from it by one of my costumer who come to buy the software man
[14:43] robertsicili: ok
[14:43] dskimmed2009: u see ?
[14:44] robertsicili: soft of. I think there mayt be a language barrier here
[14:45] dskimmed2009: what do u mean by that man?
[14:45] robertsicili: so the software gives me access to the server and shows the banks customers accounts?
[14:45] robertsicili: then I can withdraw from the account and make a transfer?
[14:46] dskimmed2009: oh yes man
[14:46] dskimmed2009: that is it
[14:46] dskimmed2009: u can make the transfer ur self to ur account either company or personal account
So I ask him how he hacks Paypal. It can't possibly be as easy as he claims.
[14:50] robertsicili: ok. how does it work with paypal?
[14:51] dskimmed2009: We have Verified and Non Verified Account
[14:51] dskimmed2009: just the id and the password
[14:51] dskimmed2009: we have ones with an empty balances and with ones with founds tooooo
[14:59] robertsicili: how does it work?
[15:00] dskimmed2009: for that one is not difficult man
[15:01] dskimmed2009: u will just put the id on it,it will show the password and the amount in the account
What? He says that his software just needs an account number and it shows the password? I smell a rat.
[15:01] dskimmed2009: then u transfer to ur bank account or ur paypal account or uur personal account or any of ur company accout man
[15:02] dskimmed2009: that'sall
[15:02] robertsicili: serious? you have software that will show a persons user ID and their passwords and whats in the account? How does it do that?
[15:03] dskimmed2009: the software self will show the password and the amount on it
[15:03] dskimmed2009: infact i have sell this to 2 costumers only
[15:03] dskimmed2009: it's too cost but simple to operate
[15:05] robertsicili: This sounds to good to be real. How can you prove this works before i send you money?
[15:05] guest-14953 entered the room
[15:06] dskimmed2009: i dont have any thing to show man
So he's got nothing. Or at least won't give up anything.
[15:07] dskimmed2009: if u are ready u go to send money now so that i send u the software man
[15:07] dskimmed2009: becoz with the software u will make alot of money
[15:07] dskimmed2009: and am going to do long term business with u for ever man
[15:07] robertsicili: if what you say is true then the entire banking and paypal security is non existent.
[15:08] dskimmed2009: so u must to trust me and to be honest with me that alll
[15:08] robertsicili: dude, i find it hard to trust in this situation.
[15:09] dskimmed2009: ok
[15:09] dskimmed2009: any way thanks for contacting me ok
[15:09] dskimmed2009: bye
I learned he wasn't much of a hacker, or at least didn't have a very good handle on his technology, or he just didn't want to tell me. But the mere fact that he is sitting in a hut or Internet café somewhere and communicating like this tells me someone somewhere has sent him money.
Protect yourself from scammers and hackers. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it prevents new accounts from being opened in your name. This makes your Social Security number useless to a potential identity thief.
And invest in identity theft protection. Not all forms of identity theft protection can be prevented, but an identity theft protection service can dramatically reduce your risk.
Robert Siciliano, identity theft speaker, discusses credit and debit card fraud on CNBC.
Robert Siciliano is CEO of IDTheftSecurity.com, an identity theft expert, professional speaker, security analyst, published author and television news correspondent. Siciliano works with Fortune 1000 companies and startups as an advisor on product launches, branding, messaging, representation, SEO and media. Siciliano's thoughts and advice on all these matters appear often in both the televised and print news media including CNN, MSNBC, CNBC, FOX, Forbes and USA Today. He has 25 years of security training as a member of the American Society of Industrial Security. He is the author of two books, including The Safety Minute: Living on High Alert; How to take control of your personal security and prevent fraud. He's also partnered with Intelius to help raise awareness about the growing threat of identity theft and to provide tips on how you can protect yourself.
Are the backup services vulnerable to hackers?
January 5th, 2010 - Posted by Kent
The following post in our Reader Question series is an actual user submitted question.
Q: Are the backup services vulnerable to hackers?
A: With the usual warning that anything is possible, online backup services are pretty secure. Of the many, many stories we see about web services getting hacked, it's not the online back up services that are getting hit. The online backup services employ encryption before your data is sent, and it's sent using SSL (Secure Socket Layer), the same technology that so many of us trust for banking and credit card transactions. Carbonite, for instance, boasts military grade encryption, and it encrypts your files "twice before leaving your computer." The files remain encrypted as they're stored.
Those who are particularly concerned about their data being unencrypted can choose their own encryption key. We talked about that a bit in an earlier blog post.
Of course the best software encryption is only as good as a user's own security practices. This includes choosing a good account password when you sign up, being alert to phishing scams, and having up-to-date Internet security software installed on your machine (to foil keyloggers that could steal your passwords).
NextAdvisor.com helps you keep your New Year's Resolutions
January 4th, 2010 - Posted by Caitlin
Two of this year's most popular resolutions are to lose weight and save money. NextAdvisor.com can help you with both, since we've reviewed and compared the best online diet services and online savings accounts.
If your goal is to lose weight in 2010, check out our reviews of online diet programs. Dieters tend to lose more weight with online support, and the services we've reviewed offer tools and tips to help you succeed.
And if you want to save more money this year, take a look at our reviews of online savings accounts. Since online banks have lower overhead costs than traditional banks, they can afford to offer the highest annual percentage yields.
Does the Equifax w/Score Power offer need a promo code?
January 4th, 2010 - Posted by Caitlin
The following post in our Reader Question series is an actual user submitted question.
Q: I tried to sign up for your 3-in-1 credit monitoring with FICO score, $14.95 per month, but the application asked for a promotion code, but in all the information describing the promotion, there was no promotion code that I could find.
A: Assuming that you are referring to our Equifax w/Score Power offer, there is no promotional code required. You should be able to access the $14.95/mo deal and free 30-day trial simply by clicking any link on NextAdvisor.com, without the need for a code. I'm not sure why the application would ask for a code, but it may have been an error on the Equifax landing page. I would suggest that you try clicking through again to see if you are offered the $14.95/mo price and free 30-day trial without entering a code.
To learn more about Equifax w/Score Power and other credit report monitoring services, see our reviews and comparison chart.
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