Twelve Scams of Christmas (Part 3)

Posted by Robert Siciliano on December 4th, 2009

Robert Siciliano is a NextAdvisor.com Expert Guest Blogger

As cybercriminals begin to take advantage of the holiday season, McAfee has revealed "The Twelve Scams of Christmas," the most dangerous online scams that computer users should be cautious of this holiday season. According to Consumer Reports' 2009 State of the Net Survey, cybercriminals have bilked $8 billion from consumers in the past two years, and McAfee warns consumers not to fall victim to the top scams this year.

Since I'm on McAfee's Consumer Advisory Board, I'm advising you to beware of the following scams.

Scams 1-6 are here and here.

7. Christmas Carol Lyrics Can Be Dangerous – Risky Holiday Searches

During the holidays, hackers create fraudulent holiday-related websites for people searching for a holiday ringtone or wallpaper, Christmas carol lyrics or a festive screensaver. Downloading holiday-themed files may infect one's computer with spyware, adware or other malware. McAfee found one Christmas carol download site that led searchers to adware, spyware and other potentially unwanted programs.

8. Out of Work – Job-Related E-mail Scams

The U.S. unemployment rate recently spiked to 10.2 per cent, the highest level since 1983. Scammers are preying on desperate job-seekers in the poor economy, with the promise of high-paying jobs and work-from-home moneymaking opportunities. Once interested persons submit their information and pay their "set-up" fee, hackers steal their money instead of following through on the promised employment opportunity.

9. Outbidding for Crime – Auction Site Fraud

Scammers often lurk on auction sites during the holiday season. Buyers should beware of auction deals that appear too good to be true, because often times these purchases never reach their new owner.

Stay tuned for the final three scams of the season. And in the meantime, protect your identity.

Get a credit freeze. Go online now and search "credit freeze" or "security freeze" and go to ConsumersUnion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. And invest in identity theft protection. Not all forms of identity theft can be prevented, but an identity theft protection service can dramatically reduce your risk.

Robert Siciliano, identity theft speaker, discusses viruses in Christmas gifts on FOX News.

Robert Siciliano is CEO of IDTheftSecurity.com, an identity theft expert, professional speaker, security analyst, published author and television news correspondent. Siciliano works with Fortune 1000 companies and startups as an advisor on product launches, branding, messaging, representation, SEO and media. Siciliano's thoughts and advice on all these matters appear often in both the televised and print news media including CNN, MSNBC, CNBC, FOX, Forbes and USA Today. He has 25 years of security training as a member of the American Society of Industrial Security. He is the author of two books, including The Safety Minute: Living on High Alert; How to take control of your personal security and prevent fraud. He's also partnered with Uni-Ball to help raise awareness about the growing threat of identity theft and to provide tips on how you can protect yourself.