Beware of job search scams

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November 16th, 2009 - Posted by Caitlin

Identity thieves tend to be quite good at identifying and capitalizing on new trends and opportunities. So it isn't particularly surprising that as unemployment rises, scams designed to take advantage of vulnerable job seekers have become increasingly common. Job seekers are an easy target since they are more willing to share personal information as part of their job search process. One of the most common scams involves phishing emails that appear to advertise jobs and work from home opportunities. These emails direct recipients to websites containing fake application forms, which have been created for the purpose of gathering as much personal information as possible. The applications require a Social Security number, supposedly in order to conduct a background check, and bank information, supposedly so that the victim can receive a paycheck via direct deposit. Identity thieves also pose as employers on legitimate job search websites, where they post generic jobs that would appeal to many potential victims, and then solicit personal information from applicants.

Try not to let desperation cloud your judgment. Don't share your Social Security number up front. Legitimate employers don't need this information until they are on the verge of making you an offer. And no company should ever request your banking information until you become an employee. No matter how badly you need a job, remember that if something seems too good to be true, it probably is. And consider investing in an identity theft protection service, just in case.