Who has access to your data?

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September 16th, 2009 - Posted by Caitlin

Despite your best efforts, your sensitive personal information is out there, stored in the databases of various companies. Consumer Reports has compiled a list of companies that store your data, as well as explaining what type of data a particular company stores, how the information is used, and what rights you have in terms of privacy and access. You should already know that the three credit bureaus keep tabs on your credit history, but you may not be aware that similar files track your insurance claims, health history, checking accounts, your background, purchase returns, rental history, and mailing lists.

Unfortunately, in many cases you can't prevent companies from storing this information. But, whenever you are given the option, you can exercise your federal right to prevent companies from sharing your data. Pay close attention to privacy rights notices from banks and other financial institutions, and to privacy policies at retailers and websites. Don't give out unnecessary information online or when filling out any type of survey.

An identity theft protection service can help you track and manage some of this information. Many of these services will remove you from mailing lists and stop unsolicited preapproved credit card offers, which can lead to identity theft. And since some of your personal data will always be out there, no matter what you do, a service that prevents and detects identity theft and assists in identity recovery may be just the safety net you need. To learn more, take a look at our reviews and comparison chart.