Identity Guard Total Protection

Bottom line: Most complete ID theft protection service; full credit report monitoring; free Internet security suite; 25% discount & free 30-day trial
TrustedID

Bottom line: Best value, especially for families; full credit report monitoring; exclusive 14-day free trial & 10% discount
LifeLock

Bottom line: Strong overall value and identity theft protection; 10% discount & free 30-day trial; no credit scores or credit report monitoring
ID Protect Premium from American Express

Bottom line: Robust ID theft protection solution with Internet security software; doesn't include credit scores
PrivacyGuard

Bottom line: Great credit protection & data with our top-rated Internet security software
ProtectMyID.com

Bottom line: Best value for ID theft protection w/ credit report monitoring; exclusive 35% discount
Equifax Complete Premier

Bottom line: Useful combination of credit and identity theft protection features, a bit pricey.
Debix

Bottom line: Cost-effective approach to credit report monitoring combined with real-time assistance, but no other identity theft protection monitoring
Identity Theft Shield

Bottom line: Does not prevent identity theft but assists in recovery
Identity Guard Good Start

Bottom line: Cheapest ID theft detection available

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Beware of phony debt collectors

August 12th, 2009 - Posted by Caitlin

The Better Business Bureau has issued a warning about phony debt collectors. The BBB is concerned about the possibility of a recent mass data breach, since the scammers are already armed with victims' personal information, including Social Security numbers, old bank account and driver's license numbers, home addresses, employer information, and even names of friends and references. The scammers, who claim to be from the "Financial Accountability Association" or the "Federal Legislation of Unsecured Loans," demand that their victims pay as much as $1,000 by wire or credit card, and threaten arrest if victims don't comply. If you get a call like this, please do not provide or confirm any of your sensitive personal data. If you don't owe any money and the caller is harassing you, you should file a complaint with the BBB and the Federal Trade Commission. And if a caller already has some of your information, consider yourself at an increased risk for identity theft, and take appropriate precautions, such as freezing your credit or, if you haven't already, investing in identity theft protection.

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