Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Bottom line: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Citi® Diamond Preferred® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Chase Freedom® Visa - $200 Bonus Cash Back

Bottom line: Our top choice for cash back rewards with $200 bonus opportunity and 1-5% back on purchases
Southwest Airlines Rapid Rewards® Plus Card from Chase

Bottom line: Top travel rewards program contender with a value of $0.017 per point for flights, free flight with first purchase, excellent choice for frequent Southwest fliers
Escape by Discover® Card

Bottom line: Strong travel rewards card; 0% intro APR on balance transfers and purchases; earn up to 25,000 bonus miles in 25 months
Citi Simplicity® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees
Blue Cash Everyday<sup><small>SM</small></sup> from American Express

Bottom line: Up to 3% cash back on everyday spending; $100 cash back bonus; unlimited cash back; 0% intro APR
Citi® Platinum Select® Visa®

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Discover® More Card - No Balance Transfer Fee

Bottom line: Best card for balance transfers; No balance transfer fee, 12-month 0% intro APR on purchases & balance transfers, up to 5% cash back.

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Consumers Union wants to know what you think about credit card reform

July 1st, 2009 - Posted by Caitlin

Consumers Union has created CreditCardReform.org, which provides news updates and explanations to ensure that readers understand how credit card reform effects their financial situations, as well as a wealth of tips to help readers use credit responsibly.

In the months before the new protections outlined in the latest legislation go into effect, Consumers Union is attempting to monitor the various tactics that credit card companies sometimes use against cardholders. If your credit card provider adds a new fee, raises an existing fee, increases your interest rate, closes your account, lowers your credit limit, or takes away your rewards, they'd like to hear your story.

To learn more about credit cards or to find a credit card that's right for your financial situation, check out our reviews and comparison charts.

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