Will someone act on my behalf if my identity is stolen?

Posted by Caitlin on April 29th, 2009

The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.

Q: Do any of the identity theft protection companies you feature offer an advocates service if my identity is compromised or stolen? Will someone be assigned to act on my behalf with creditors, banks, retailers, etc to work through rectification?

A: Yes. If you subscribe to an identity theft protection service and you subsequently become a victim of identity theft, recovery experts will advice you on your options and leverage their network of resources in order to help restore your identity. Most of the identity theft protection services reviewed on NextAdvisor.com guarantee a certain amount of money, usually up to $1,000,000, to cover the costs associated with restoring your identity. Each service approaches identity recovery and restoration differently, so it is important to research each service to understand what it does and does not cover in the unfortunate case that a subscriber does become a victim.

To learn more about identity theft protection services, see our reviews and comparison chart.

• Reader Question: Which identity theft protection service is best if I've already been victimized?
• ID Watchdog identity theft protection service review
• Texas identity theft protection guide: facts, trends and resources
• If our identity is stolen or compromised, would LifeLock do the paperwork connected to clearing my name/credit?
• Reader Question: Can identity theft really be prevented?