Identity Guard Total Protection

Bottom line: Most complete ID theft protection service; full credit report monitoring; free Internet security suite; 25% discount & free 30-day trial
TrustedID

Bottom line: Best value, especially for families; full credit report monitoring; exclusive 14-day free trial & 10% discount
LifeLock

Bottom line: Strong overall value and identity theft protection; 10% discount & free 30-day trial; no credit scores or credit report monitoring
ID Protect Premium from American Express

Bottom line: Robust ID theft protection solution with Internet security software; doesn't include credit scores
PrivacyGuard

Bottom line: Great credit protection & data with our top-rated Internet security software
ProtectMyID.com

Bottom line: Best value for ID theft protection w/ credit report monitoring; exclusive 35% discount
Equifax Complete Premier

Bottom line: Useful combination of credit and identity theft protection features, a bit pricey.
Debix

Bottom line: Cost-effective approach to credit report monitoring combined with real-time assistance, but no other identity theft protection monitoring
Identity Theft Shield

Bottom line: Does not prevent identity theft but assists in recovery
Identity Guard Good Start

Bottom line: Cheapest ID theft detection available

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Will someone act on my behalf if my identity is stolen?

April 29th, 2009 - Posted by Caitlin

The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.

Q: Do any of the identity theft protection companies you feature offer an advocates service if my identity is compromised or stolen? Will someone be assigned to act on my behalf with creditors, banks, retailers, etc to work through rectification?

A: Yes. If you subscribe to an identity theft protection service and you subsequently become a victim of identity theft, recovery experts will advice you on your options and leverage their network of resources in order to help restore your identity. Most of the identity theft protection services reviewed on NextAdvisor.com guarantee a certain amount of money, usually up to $1,000,000, to cover the costs associated with restoring your identity. Each service approaches identity recovery and restoration differently, so it is important to research each service to understand what it does and does not cover in the unfortunate case that a subscriber does become a victim.

To learn more about identity theft protection services, see our reviews and comparison chart.

2 Responses to “Will someone act on my behalf if my identity is stolen?”

  1. PhillDoc Says:

    Nice post as for me. It would be great to read more about that matter.

  2. Nicol Cicco Says:

    I dugg some of you post as I cogitated they were very helpful handy.

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Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.