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AnnualCreditReport.com commercial parodies poke fun at FreeCreditReport.com
April 6th, 2009 - Posted by Joe
The Federal Trade Commission (FTC) has just published two new commercial length web videos to publicize AnnualCreditReport.com on the web. The videos are a non-so-subtle jab at the popular FreeCreditReport.com commercials from Experian that feature a band whose lead singer frequently laments the downside of having poor credit.
While it is humorous to see the FTC lampoon Experian's commercials, it is important to note that the services provided by AnnualCreditReport.com and FreeCreditReport.com are very different. For example:
- AnnualCreditReport.com allows consumers to order one free credit report from Experian, Equifax and TransUnion each year.
- The credit reports ordered from AnnualCreditReport.com do not include credit scores.
- AnnualCreditReport.com does not provide any type of monitoring for your credit. This means that you could go a whole year without knowing about changes to your credit report if you solely rely on your free AnnualCreditReport.com credit reports.
On the other hand, FreeCreditReport.com offers:
- A free Experian credit report and Experian credit score upon sign up for a free seven day trial of three bureau credit monitoring. You do need to use a credit card to sign up for your free trial of FreeCreditReport.com but, whether you decide to stick around or not, your free credit report and score are yours to keep.
- Three bureau credit monitoring of your Experian, Equifax and TransUnion credit files with 24×7 email alerts if any changes are detected. This ensures that you know about any changes to your report at the earliest possible moment.
AnnualCreditReport.com is a valuable service, but we don't believe that consumers should solely rely on one credit report per bureau per year to gauge their credit health. A three bureau credit report monitoring service is vital to staying informed on the state of your credit.
You can learn more about FreeCreditReport.com and other credit report monitoring services by reading our reviews and comparison of credit report monitoring services.
You can see both of the FTC's new AnnualCreditReport.com commercials below:
One Response to “AnnualCreditReport.com commercial parodies poke fun at FreeCreditReport.com”
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November 17th, 2009 at 6:57 pm
Free credit report .com, don't use. The score they give you is not right. It is a stupid number they pick out of thin air. What a waste of money. Never order a credit score.