Identity Guard

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
ID Protect Premium from American Express

Bottom line: 3 bureau monitoring and one-time 3-bureau credit reports available upon enrollment but doesn't include credit scores
CreditCheck Total

Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com

Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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Would it be $14.99 per month each for a husband and wife to sign up for Identity Guard?

January 22nd, 2009 - Posted by Joe

The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.

Q: Would it be $14.99 per month each for a husband and wife to sign up for Identity Guard?

A: Yes. A husband and wife would each need to sign up for separate Identity Guard accounts which each would cost $14.99 per month after a thirty day free trial. The reason that separate accounts are required is that the husband and wife will each have totally separate credit files with each of the three credit bureaus.

You can learn more about the many features of Identity Guard and other credit report monitoring services by visiting our reviews and comparison at NextAdvisor.com

3 Responses to “Would it be $14.99 per month each for a husband and wife to sign up for Identity Guard?”

  1. Dean Says:

    Does any service provide scores and UNLIMITED FULL credit reports? By "FULL" Credit report I mean exactly like the report you get free once, or if you pay for it. NOT the combined and condensed reports found on something like turcredit. Thank you.

  2. Ray Morley Says:

    I see that spouses pay $14.99 month each, for basically $30.00 a month total. What about children? They don't have credit, but they do have SSN's and identity theft concerns.

  3. Joe Says:

    Hi Ray,

    Thanks for stopping by and for your question. Identity Guard doesn't offer any special programs for children at this point.

    I would agree that protecting your child's identity is every bit as important as protecting your own. If you'd like to protect your children then you might consider either the Trusted ID family plan or LifeLock. Both services offer specific services for children.

    Thanks,
    Joe
    NextAdvisor.com

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