Identity Guard

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
ID Protect Premium from American Express

Bottom line: 3 bureau monitoring and one-time 3-bureau credit reports available upon enrollment but doesn't include credit scores
CreditCheck Total

Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com

Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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How do I backup all my existing files with an online backup service?

January 19th, 2009 - Posted by Joe

The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.

Q: My reading of your advertisment for automatic backup of all my important files, is that it will back up all new files. What about backing up all present files currently on my computer? If this is possible, how would it be done. I would want it to copy all my files at once and not one at a time which would be very time consuming.

A: There is no need to worry about manually backing up each file since online backup services make automated backups of all your important files very simple.  When you first sign up for an online backup service like Carbonite or Mozy you will walk through the process of selecting which files you would like to securely backup.  By default, these services typically backup everything in your Documents and Settings folder which includes documents, photos, email, music and data files from applications, such as Quicken and Microsoft Money.  This first backup may take several hours, but it will run in the background of your computer when it is not in use, so you can continue to use your computer as usual.  Then, on an ongoing basis you new files or changes to old files will be backed up automatically at a frequency that you select.  These scheduled backups take much less time because the number of files you will be backing up will be much smaller.

You can learn more about online backup services by visiting our reviews and comparisons at NextAdvisor.com.

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