Comments on: Identity Theft Shield from Kroll and Pre-Paid Legal Review

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By: Bryan

Bryan — Sat, 27 Aug 2011 22:44:21 +0000

I have to say that this is an interesting article. I have researched several ID Theft companies over the last 6 months. I have found that no other company in the WORLD does for ID theft protection and RESTORATION services what Kroll does. I am not going to go into the length of everything it does, but I will say that one of the first things I noticed about Kroll, is that they are upfront on telling you that NOONE can "prevent ID theft". If a company claims they can prevent ID theft then you better check you wallet. If you have ever, put your SS# anywhere, had a credit card, visited a doctor's office, signed a contract that required your personal information, then your personnal information and ID is out there and it is only a matter of time before it is stolen. Also, I don't believe I read anywhere in the article that Kroll also covers up to 4 children for only $1.00 more a month!That means that a member, their significant other and up to 4 children can be covered for a whopping 10.95 a month for just the one credit bureau or 13.95 for all three. There is no comparison. I love having liscensed professionals working for me rather that an advisor that is probably getting paid minimum wage to "google" my answer. I am not going to debate, argue or lash out about any other company our there. They have a right to provide a service as well. I just know that in my research, and having several other members that "had" other services until they did their own research, is rock solid and I am confident and 100 percent satisfied with the outstanding services that I have received with Kroll, and will NEVER be without it.

By: Mark In AZ

Mark In AZ — Sat, 20 Aug 2011 07:45:56 +0000

As a follow up, Identity Theft Shield does 24/7 monitoring in 1 OR all 3 credit repositories, Your choice. You can be notified by snail mail, e-mail or text message, your choice. Guarantee? They will fix it if your identity gets stolen, period. Your fault, their fault, no one's fault, it get restored, by Kroll. EVERY ONE ELSE will "help" you. Another example, I have been notified by Kroll that "someone" was applying for credit before the salesman came back to tell me I was approved at the car dealership! Is that fast enough for you??? Also read the fine print on everyone elses "guarantee" Identity Guard - you know the one you ranked tops- *Simple no-nonsense disclaimer: On the slim chance that your money is stolen by identity thieves while you are a customer, IDENTITY GUARD® will reimburse the difference between your actual loss and the amount reimbursed to you by your financial institution, up to $1 million dollars. The major stipulations are that you: report your loss to us within 90 days; you let us help you recover your losses, you apply for reimbursement from your financial institution. And as for their "Free security software" Zone Alarm Internet Security software is free to everyone anyway. so is AVG which is ranked by the experts as better software! For the price they charge for 2 people I get a LAWFIRM and Identity Theft services for the WHOLE FAMILY, including children! Trusted ID - You say: TrustedID is the only service we've found that also gives you medical record protection. Not true, not only does Identity Theft Shield give protection for your medical identity, it also cover Drivers license, social security, character/criminal, and of course financial. Trusted ID "Restoration"- Providing You with an information package including a description of the resolution process, educational articles, and guidance for avoiding future complications (“TrustedID Claims Kit ”). They say they will reimburse you for lost wages and expenses for attorney fees (only if they are pre-approved by them) Identity Theft shield does all the legwork for you! No time off! (unless you would rather spend alot of time dealing with banks, credit companies, police, govt entities etc.) Trusted Id also has a number of "hoops" that you must jump through before they will start to "help" you restore your identity. Including but not limited to sending out a bunch of written letters, sent by certified mail (more running to the post office) calling and writing the FTC. Identity Theft Shield asks you to sign a limited power of attorney and then THEY go to work making all the phone calls, mailing all the letters, dealing with the bank, credit card companies, credit bureaus, and everything else needed to RESTORE your identity for you. (You might in some cases have to file a police report) NO ONE ELSE DOES THIS! IDT Is the only company that truly has ID theft RESTORATION services, everyone else has a packet and someone to "help" you....maybe. Kroll uses their own, in house licensed investigators to do the work for you. So, in contrast to what you haved stated, all of the other "identity theft services" combined don't cover half of what Identity Theft Shield does, especially when it is combined with Pre-Paid Legal services. For more information on Pre-Paid Legal services: lois61.prepaidlegal.com PrePaid Legal also offers services for Businesses too! Special Plans for Police Officers, Teachers, CDL Drivers, Foster Parents and more. We are endorsed by the US Chamber of Commerce, Numerous State Attorneys Generals, and have a few former Attorneys Generals on our advisory Board as well as members. All of our Law Firms are A or AV rated By Martindale Hubble. (AV is the best) In fact over 85% of our firms are AV rated firms for all 50 states and 4 of the provinces in Canada. I urge you to don't take my word for it, check what Forbes, Money Magazine, USA Today, Fortune, Black Enterprise, Investor, Success From Home, Wall St Journal and Business week has written about us. They have the resources to do more research, more thoroughly than me or Joe. I think they have the credibility to tell the whole story, the way it really is.

By: Millie

Millie — Sun, 17 Apr 2011 03:18:55 +0000

I have a feeling Joe, who put this article out here has been paid by some of these so called Identity theft protection companies to slander their compitition. Though Krol has NO compitition when it comes to Identity Theft. As others have mentioned, the ONLY one that notifies you, assigns you your own licensed investigator that goes anywhere in the world to investigate the theft, and ACTUALLY RESTORES your identity back to the way it should be is KROL. So lets see Joe sign up with one of those other companies and have his medical identity stolen and see what happens. Lets just hope he doesnt have to go to the hospital and have some allergy to a major drug they would have to give him! What color flowers do you want for your funeral JOE if that happened? Seriously Joe, maybe you should actually go visit Krol and speak with them personally and then see if you don't finally understand what they really do. Oh did you know that KROL is the one called in by our government to investigate the ENRON issue? NOT…. And YES I am an Independent Assocaite for Pre Paid Legal Service and I sell the Identity Theft Protection. I beleive in it and it has helped many people that I know that have been victums. So Joe let's hope you never become one because Im sure you don't have the best coverage out there. But hey if your interested in getting it, check out my web page, http://www.prepaidlegal.com/hub/mjschroeder. I'd be happy to sign you up!

By: Cindy

Cindy — Tue, 22 Feb 2011 17:41:07 +0000

The only thing proactive aside from what this serivce offers that Lifelock USED to do was to put fraud alerts on individuals credit reports. Now, they can't do that anymore after they were sued and lost for misusing this service. So, actually, this service is every bit as proactive as LifeLock. And, if someone actually becomes a victim of identity theft, this service has licensed investigators who actually do the work of cleaning up the mess. Lifelock does not - read the small print. They only give advice and their $1M insurance does NOT cover any actual financial losses due to the identity theft and it does NOT cover any out-of-pocket expenses their members have cleaning up the mess (not even for a postage stamp!) since they will be on their own to do this. Also, the "guarantee" (which pretty much covers nothing) only applies if the ID theft is due to a "defect" in their service. So, if someone opens an account in your name, it's not Lifelock's fault. If they use your SSN to get medical care of to get a job or when they are arrested, sorry - you're out of luck and on your own. However, ID Theft shield will assign you a licensed investigator to actually do the work of restoring your identity, and reimburse you for many of your own out-of-pocket expenses.

By: ray moya

ray moya — Sat, 15 Jan 2011 09:47:00 +0000

I have been a police officer for 16 years. A prepaid legal associate (market memberships)for 10 years and have had the ID Theft Shield for five years.

Four years ago, I began to receive letters from collection agencies for late payments, verification of income requests etc…within a period of three weeks, I discovered that I had become a victim of ID Theft. Not only was I hit by unk suspects, I was hit HARD!

As I was soon to discover, my social security number and/or use of my name had been used to open (42) accounts in (8) different US States.

Included in these unauthorized purchases were (3) homes (Ohio, N. Carolina and Virginia), (10) cell phone accounts, (3) new vehicles and numerous gym memberships, water/gas/electricity service for several businesses and apartments. I was also receiving collection letters from the IRS for unreported income in N. Carolina and Georgia.

I have never lived ANYWHERE outside of Los Angeles, Ca and admit that six months prior to the first collection letter, I had lost my attache case in Downtown Los Angeles containing among other things: drivers license, check book, social security card, police ID card and numerous credit cards. Upon discovering that I had lost my property, a police report was IMMED completed.

I was really unsure as to what to do (probably from the stress I was experiencing)even though I was completing(on average) 3-5 ID Theft reports at our front desk each and every work shift (that count has gone up to 10-15 reports for every two officers per shift!).

Anyway, during this period, I began to receive all these e-mail's from Kroll (ID Theft Sheild). Though the e-mail's were coming in, I was ignoring them as I was under the impression Kroll's e-mail's were nothing more than advertisments or something.

It was only when I had no where to turn and had discovered that my credit score had dropped 282 points as a result of all the above listed issues did I begin to open and read all the e-mail's from Kroll.

What Kroll had actually been sending me were notifications that my identity/info was being used. Boy, did I feel stupid.

I IMMED contacted Kroll and was assigned to my very own agent/Rep. I was SOOOOO relieved when I was advised that I had signed the Power of Attorney when I initially enrolled in the ID Theft membership and that Kroll would handle everything from that point forward as far as restoring my credit/name was concerned.

The ONLY thing I was asked to do was to fax a copy of the original LOST PROPERTY police report I had completed the night I lost all my documents.

Within ten months or so, Kroll (my agent/Rep) had restored my identity, contacted ALL the collection agencies, contacted the Social Security Administration, placed fraud alerts with the credit reporting bureaus, contacted the IRS, contacted all the utility companies and had them remove all negative reports to the (3) reporting agencies etc…They did EVERYTHING!

All it cost me was the $9.95 ID Theft membership price I had been paying on a monthly basis
(THANK GOODNESS!!!)

Take it from a person who is the the profession of taking ID Theft crime reports AND who has been a TRUE victim himself, KROLL and ID Theft Shield are the REAL DEAL!

Good luck and hope this info helps?

By: John

John — Thu, 23 Dec 2010 20:17:50 +0000

Almost forgot, what the fuck is a "Identity Theft Risk Management Specialist" and who certifies them as such? Other than their sponsor at PPL/Kroll of course. Calling yourself a "specialist" doesn't make you special, nor does it give you any special powers. I'm sure the marks and the rubes who buy this nonsense love it.

By: John

John — Thu, 23 Dec 2010 20:14:50 +0000

Amazing, all of the con artists who are desperately trying to sign up new "distributors" for PPL/Kroll claim it's the best thing since sliced bread. I'm shocked…

When a company makes more money by having people bring in more people to buy their product then they do by actually selling the product, it's a scam.

Herbalife, Amway, PPL/Kroll, all just multi level ponzi schemes.

By: Mike

Mike — Sat, 11 Dec 2010 06:00:43 +0000

I have sold many ID Theft Shield Memberships and never has Kroll failed to send the limited power of attorney (Permission slip) to their customers. I have followed up with many and know this to be true. I have found customers have not opened and returned returned their requested information. But Kroll does what they say, and if you feel they were not friendly it probably because you wanted a refund which would not make it right because you are still covered for any occurrence from the date of the membership regardless of the monitoring. From a well trained Pre-Paid Legal Associate.

By: Deb

Deb — Tue, 09 Nov 2010 04:41:10 +0000

I am VERY unhappy with I.D.Theft Shield from Kroll. They promised to monitor my credit, and did not. I just learned after paying for them for almost a year, I was supposed to later sign some thing I've never even seen in the mail & return it, to activate monitoring. Even my sponsor did not know this. I called & have been met with zero friendliness and willingness to make this right. They just wanted my money.

By: Tammy McG

Tammy McG — Sat, 31 Jul 2010 19:47:24 +0000

Hi Can anyone help me on how I get out of this, I don't feel that this is the right thing for me and would like my payments stopped and my contract terminated. How do I do this? Any help is appreciated. Thanks

By: Stansfield

Stansfield — Sun, 18 Jul 2010 16:31:44 +0000

nice i enjoyed reading the articles and comments

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By: Greg

Greg — Sun, 16 May 2010 16:36:59 +0000

I am a proud member of the services and also a marketing associate with Prepaid Legal. I am also Certified as an Identity Theft Risk Management Specialist. I am not ashamed of this fact and will not hide it either.
Fraud alerts in themselves are not as effective as you would think. The thought of placing a credit freeze is flawed also. These "preventive measures" are not being used properly and also provide a false sense of security to the consumer. A credit freeze permanently placed on your credit is no different than having an Amber Alert issued permanently on your child. This is an abuse of the intended system and a waste of valuable resources that can be used to help actual victims. To think that a fraud alert will protect you is as dangerous as believing a smoke alarm will extinguish the fire while you sleep. Credit granting is not always stopped with these measures. More important, new accounts and current are both at risk of identity theft if the proper safeguards are ignored as they often are. Honestly answer this question….
how many times are you asked to verify identity by a phot id when using a credit/bank card for purchases at a register?
Many stores have "convenience self-check outs" to make identity theft even more easy to commit eliminating this safeguard completely.
Also, credit freezes and fraud alerts were never intended to be used as preventive measures but as a means of protecting "potential victims" already identified.
LifeLock will be proven to be flawed and those that are allegedly protected will become prey for identity thieves.
The Identity Theft Shield by KROLL and Pre-Paid Legal is by far the best product providing complete service and protection. The IDT Shield was never intended to be a stand alone product and coupled with the legal resources of reputable lawfirms with a PPL membership, this is an undeniable benefit. After a victim of identity theft is realized, a lawyer will be required to assist and no other product or service will do this.

By: Larry

Larry — Sun, 02 May 2010 01:53:57 +0000

The way I see it, if my personal involvement in the restoration process does not include signing a Limited Power of Attorney, then my personal involvement will be much greater than it has to be. And if I had to choose between a) licensed professional investigators, former FBI and CIA agents, backed by a company like Kroll and b) Customer Service Agents, I'll take the investigators every time. When I have to deal with the IRS because someone used my SSN to get work, I truly believe the only solution is Identity Theft Shield coupled with a Life Events Legal Plan. Having the best risk consulting agency and top-rated (AV) lawyers at my beckon call is a no-brainer in my book.

Yes, I also market Identity Shield, but only after becoming a member and taking advantage of the services.