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Identity Theft Shield from Kroll and Pre-Paid Legal Review
June 18th, 2008 - Posted by Joe
We receive dozens of emails each month asking for our opinion on Identity Theft Shield, an identity theft protection service created by Kroll, Inc and distributed by thousands of independent representatives of the network marketing firm Pre-Paid Legal Services, Inc. We have reviewed Identity Theft Shield and found that it offers solid identity theft recovery support for victims but takes no steps to protect their subscribers from having their identities stolen in the first place.
Identity Theft Shield offers single bureau credit report monitoring of your Experian credit file for $9.95 per month which also includes a free Experian credit report and score at sign up. Experian is the largest of the three credit bureaus and will likely reflect most major changes to your credit report, but we believe that three bureau credit monitoring is a better option since it eliminates the risk that a potentially fraudulent account or entry may not show up on your Experian credit report but end up on one of the other two bureau files in your name. Identity Theft Shield also offers a Gold package which includes credit report monitoring of all three bureaus, including Experian, Equifax and TransUnion, for $12.95. The Gold package also includes a credit report from each of the three credit bureaus at sign up.
Credit report monitoring is a good tool to help identify inconsistencies in your credit report which could be caused by identity thieves, but it doesn't prevent identity theft in any way. Other services we have reviewed, such as LifeLock, Identity Guard, Identity Truth and Trusted ID, take proactive measures to prevent identity theft crimes from being perpetrated against their subscribers. Identity Theft Shield, on the other hand, offers no tools that actually prevent identity theft.
Identity Theft Shield does offer extensive recovery services to their subscribers if they are the unfortunate victims of identity theft. Identity Theft Shield sets fraud alerts and sends notifications to all applicable government agencies and financial institutions on behalf of the victimized subscriber. They also monitor an extensive list of public and private databases in an effort to identify any misuse of a subscriber's personal information. Identity Theft Shield's recovery services also help reduce some out-of-pocket expenses and their fraud resolution specialists are able to handle much of the heavy lifting when it comes to recovering a stolen identity.
Setting fraud alerts and proactively searching national databases for suspicious activity are both great services for victims, but they are also extremely effective in preventing and identifying potential identity theft crimes. In fact, many of the other services we have reviewed offer these tools to all subscribers as preventative measures rather than after a crime has already been committed as identity Theft Shield does.
The lack of proactive identity theft prevention measures is the biggest downside to the Identity Theft Shield service. We do believe that it is a good service for victims, but many of the solutions they offer to help recover a stolen identity are used by other identity theft protection services to actually prevent identity theft in the first place.
We would suggest LifeLock or Identity Guard over Identity Theft Shield for most consumers. Both services received five stars on our comparison of identity theft protection services and, in our opinion, both deliver more extensive levels of service than Identity Theft Shield.
LifeLock offers proactive identity theft protection by setting fraud alerts on your credit file, monitoring the Internet for unauthorized use of your personal information and alerting you if anyone attempts to reroute your postal mail in an attempt to gain access to sensitive correspondence such as financial records. They also provide a fairly extensive service guarantee which will cover most costs and all the heavy lifting related to recovering your identity if it is stolen while you are a LifeLock member. This guarantee does have its limitations, which we have previously analyzed, but overall we feel that LifeLock is a more complete identity theft protection solution than Identity Theft Shield.
Identity Guard is another option, particularly if credit report monitoring is important to you. They provide 24/7 credit report monitoring of all three credit bureaus and quarterly access to your credit report from Experian, Equifax and TransUnion. Identity Guard also offers a series of advanced tools which help prevent and/or identify any unauthorized uses of your personal information. Plus, Identity Guard offers a $20,000 insurance policy which covers many costs in the case you that a subscriber fails victim to identity theft.
You can sign up for LifeLock and Identity Guard online or over the phone and both services offer a 30 day free trial of their product. Identity Theft Shield does not offer a free trial and can only be purchased by contacting a Pre-Paid Legal independent sales representative.
Please visit our identity theft protection service comparison to learn more about these identity theft protection services.
40 Responses to “Identity Theft Shield from Kroll and Pre-Paid Legal Review”
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June 27th, 2008 at 3:47 pm
[...] Thanks for visiting the NextAdvisor Daily blog. You may want to subscribe to our RSS feed.We recently posted a brief comparison between Kroll and Prepaid Legal's Identity Theft Shield, LifeLock and Identity Guard. Today we posted a formal review of the service on our main identity theft protection service comparison. [...]
July 20th, 2008 at 3:01 pm
What does lifelock prevent? What is so "proactive" about lifelock? What, because they place a fraud alert on one's credit reports? Fraud Alerts only deter NEW ACCOUNTS from being opened. They do not deter existing accounts and instant credit from being opened!!!
I never trust a company that dangles million dollar carrots in one's face. Marketing 101 "give um a guarantee" the idiots,they'll come running.
This guy robert maynard says he thought of lifelock while sitting in jail, not to mention the FTC told this guy to not get involved in any credit-type business after the FTC shut is arizona credit company down for file segregation or "fixing peoples credit" probably with EIN's.
To compare Lifelock with any service created by 30 plus year old KROLL RISK CONSULTING, please sir,just don't.
A risk consulting firm is looking out for their clients best interest where banks credit card companies and ins.companies are looking to draw interest out and away from you.
Their play on words as to how their counselors and caseworker are going to be with you assisting you through the process of getting back to pre-theft status.Yet the victim will still find themselves taking off from work to do all the "legwork".
First most services do not tackle all 5 areas of identity theft. They only assist with the easiest of the 5 areas, financial theft. It's the other 4 areas that are very costly, time consuming and difficult to resolve.
Kroll is not a credit-monitoring company, they are a risk consulting firm that offers an array of complex business services. When your high net worth individuals fall victim of id theft, they do not turn to lifelock, they turn to KROLL.
Their handlers and attorneys refer them to KROLL.The wealthy can afford to take a reactive-stance to identity theft because they have the $1,500 to have Krolls PROFESSIONALS do the restoration work for them so they can continue on with the busy lifestyle or schedule.
Many enrolled in KROLL's id theft service do so on a monthly "proactive" basis. Lifelock and their 1 million customers is NOTHING to KROLLS 30 million. And this service by KROLL is "word of mouth". They spend the money were it counts, on licensed investigators that know the federal and state laws pertaining to identity theft to do the bulk of the work for the victim, not on a bunch of hyped advertising and misleading fine print!!
KROLL employs licensed investigators that specialize in breach recovery at the gov't and corporate levels to go to work for the victim. We are talking about white collar crime prosecutors,forensic accountants, forensic IT specialist individuals with degrees in criminal justice/political science ex-intelligence agency personnel and law enforcement. Now that is a far cry from a counselor or caseworker.
Besides these companies that offer caseworkers, etc…, who are they? Are they well trained is the question? Are they low wage earners assisting and making phone calls for victims of identity theft and with being a low wage earner will they succumb to stealing the same persons information they are suppose to be helping? Hummmmm???
To question the services of a 30 year risk consulting firm that was commissioned to facillitate the investigation that helped lead to the unraveling and conviction of Kenneth Lay and other executive in the infamous ENRON scandal….please, what has lifelock done lately?
What I tell people who enroll in these services that have just sprung out of nowhere in the past 2-4 years….keep your money in your pocket unless you want "TRUE-RESTORATION SERVICES" by KROLL.
Why pay 120.00 a year to lifelock for a damn free fraud alert? If I can't remember to place a free fraud alert on my report every 3 month's, I will give that job to my son and pay him 120.00 a year to remind dad to renew his fraud alert then to give my money to a bunch of crooks that never thought lifelock would take off as it did.
They thought they would make probably 20-50 million before everyone caught on to their not telling subscribers when the service first started, all the services lifelock offers a consumer can do and get for FREEEEE! Now that the money is being made, oh now they don't mind revealing this.
One last thing, the service by KROLL covers both head of household for about 15.00 where most other services charge 13-15.00 for one person. they can't even beat KROLL and their marketing partner Pre-Paid Legal on the price to enroll. two people for 15.00. that's what 7.50 for all that experience!!! Identity Theft Shield is where it is at in this industry. Take it from me, a Certified Identity Theft Risk Management Specialist.
I try not to endorse but I hate to see people waste their money on these "commercial" services. What Kroll offers you can do for free, but when it involves a serious case of theft wouldn't you want a professional to handle the crisis for you if you do not specialize in that area, it is your name and credit we are talking about?
July 22nd, 2008 at 5:53 pm
Hi Lerone,
Thank you very much for your lengthy comment. I would encourage you to read our complete review of LifeLock. Many of the questions you bring up are answered there. We have also written extensively elsewhere on this blog about LifeLock's guarantee and their overall service offering.
Your criticisms seem in-line with what we have heard from representatives from Kroll and pre-paid legal. I am curious, are you associated with either company?
Thanks again for your comment.
Joe Fahrner
NextAdvisor.com
August 11th, 2008 at 1:20 pm
Mr. Fahrner:
1) Identity Theft cannot be prevented by just your simple personal actions. Just read the paper last week if you doubt it. In fact it is not the prevention that is the concern, but how do you restore the identity back to square 1?
2) Identity theft is more extensive than credit. It also covers DMV, SS#, medical, and warrants against you. There is no way Lifelock, Citibank, Wacovia or Farmer's Insurance can help you. It will take a lawyer to correct those situations. So called experts like you perpetuate the myths that the credit card companies want us to believe. If you are going to publish a website on this subject, please at least know the subject.
3) Why are there so many lawsuits against LifeLock if it is so grand?
4) Why did Todd Davis have to hire an outside company to restore his ID if his system was so perfect as you indicate?
Yes, I am affiliated with 2 companies who provide actual restoration which works because I have friends who used it and it cost them nothing nor did they have to do it. No, I will not mention the names and yes, I am a CITRMS, Certified Identity Theft Risk Management Specialist who works with small business in the employee education process.
Thank you.
May 20th, 2009 at 4:33 pm
To all parties concerned:
I have been reading a number of reviews on these companies lately. And all of them have both good and bad comments, or complaints against them.
We all need to remember that most of these companies have popped up over the last 3 years due this rapidly growing crime. They all seen a opportunity to make BUKU bucks from millions of consumers on a monthly basis.
This service is a business like any other, so of course they all claim to be the best. The only possible way to know which one is the best, is to review actual cases from real people who have used these services after becoming victims of id theft.
I myself have the identity theft shield membership. I have had it for about 4 years now. It was the first service of it's kind to come into the market. I personally have noticed that every time something was entered on my credit report, I recieved my email notification.
The biggest fault that I can see with the idt shield is that they did away with the 25,000 compensation plan. I believe they did that because they could not sustain a profitable business by offering people that much compensation for only 13.00 per moth.
However, Kroll inc, also known as Kroll backround america, has been around for a long time, and they are the leading risk manegement firm out there.
They also have direct relationships with all the government agencies involved. The u.s. government uses them for many services. I don't think any of these other companies have that kind of reputation.
My money stays with the sheild.
July 13th, 2009 at 10:32 am
This is a bogus review, the review is written in a way that misleads people into thinking Identity heft Shield does not do anything preventative, but it is self-contradictory, and contradictory to the facts.
First you say that they do not do anything preventative, and then you say:
"They also monitor an extensive list of public and private databases in an effort to identify any misuse of a subscriber's personal information."
and then you say:
"Setting fraud alerts and proactively searching national databases for suspicious activity are both great services for victims, but they are also extremely effective in preventing and identifying potential identity theft crimes. In fact, many of the other services we have reviewed offer these tools to all subscribers as preventative measures rather than after a crime has already been committed as identity Theft Shield does."
Identity theft shield does both and this is a misleading article that preys on people who think they6 are doing independent research, when in actuality this site belongs to someone with an interest in lifelock.
July 13th, 2009 at 10:53 am
Robert- Thanks for stopping by and for the comment.
The post is neither contradictory to the facts nor self-contradictory. Many services we have reviewed proactively provide fraud alerts and fraud monitoring before a members identity has been stolen. Identity Theft Shield does no provide such services until AFTER a member has been victimized. This is not a proactive use of these tools.
Identity Theft Shield provides single credit monitoring on an ongoing basis, but credit monitoring only alerts a user to changes to their credit report which are already impacting their credit score. Credit monitoring is a valuable service, but it is by no means a viable early warning detection system for potential identity theft.
For what it is worth, the stance of Identity Theft Shield's own representatives is that the service does not do anything preventative beyond providing credit report monitoring. The company's consist messaging is that there is no way to prevent identity theft, which we disagree with. We believe that there is no way to prevent 100% of id theft, but risks can be mitigated.
We continue to stand behind our review of Identity Theft Shield and other identity theft protection services. Certainly, your dissenting opinion is welcome, but your unfounded accusations about our motivations are not.
Thanks again,
Joe
NextAdvisor.com
July 14th, 2009 at 8:34 am
Hey there Joe, just wanted to note that i came across your article, and I wasn't sure when you got your info, but on the chart, I think you forgot to include that Identity Theft Shield does have a 1-3 credit beaureau Fraud Alert that gets emailed or sent to your home snail mail. I got an alert last night. If need be, although there isn't a cap on how much money is guaranteed back, Identity Theft Shield can also provide legal access & representation if someone chooses to have it, even after they discovered the fraud from the Alerts sent.
Anyway, I noticed that somehow you included Fraud Alerts and Bureau monitoring for other companies in the "prevention box", but forgot to include it in Identity Theft Shield. Just an observation so that your chart doesn't give off the impression that you favor the others with a bias or anything like that.
Anyway, thanks for all the info on this.
Have a great week.
July 14th, 2009 at 8:47 am
Joe is correct. Facts simply stated, I.D. Thieves do their damage in minutes – Faster than any notification. Also STOP thinking financial! I.D. Thieves steal Drivers License, Medical Insurance, Social Security to get jobs & criminal by giving your name instead of theirs – The Credit agencies have no association with these problems and you won't get notified. If a burgler is in your house you want the police not a fraud packet in the mail telling you to fix the problem. Kroll is the ONLY agency that REPAIRS – - PERIOD! They know the ropes being X-CIA/FBI agents – you don't. Choose a protection company that is over 30 years old traded on the NYSE. KROLL
August 12th, 2009 at 8:12 pm
It seems like because your site offers discounts and other perks for using other id theft services you left out features of the id theft shield that would show that it is a superior product. I have had the shield for 2 years and think the service is great! Now lets compare, two 30 year old companies combine to create the most complete id theft product on the market or some 3 year old company trying to take advantage of the the current conditions. I'll stick with experience!!
Have a great week.
October 7th, 2009 at 8:12 am
Mr. Fahrner,
After reading your reply to Mr. Webster I am curious as to what companies you are affiliated with. May I ask; how will you be implementing the FTC Blogger Advertisement and Endorsement requirement?
http://ftc.gov/opa/2009/10/endortest.shtm
Regards
February 25th, 2010 at 6:58 pm
Blog needs to be updated. Info out of date. Lifelock and it's business model for placing fraud alerts on behalf of victims has been ruled a fraudulent business practice by Federal Judge.
Lifelock's only service now is an "internet sleuth" that scours the internet for signs of id theft.
hardly a service.
February 26th, 2010 at 8:24 pm
I agree with Tim.
Lifelock spends a ton on advertising and part of there advertising money is apparently going here and not so much on services. This site seems to be another site where Lifelock advertises.
Lifelock is a Great marketing story, make a lot of noise quickly without providing any real service.
I would like to say Thank You to Lifelock for bringing Id Theft protection to the forefront.
There is a huge problem that people need real protection from, meaning ID restoration and there is only One company at this point who provides REAL Restoration and that is KROLL couple that with a local attorney and you have the best most robust Id Theft Solution Available.
The way you get these services for a reasonable price is to get a membership in advance with Identity Theft Shield, include the basic legal services and in NO WAY CAN THEY COMPETE. This way you spread the risk over a wide range of people, just like insurance, which isn't even mentioned here.
My money for my family protection is on the Identity Theft Shield with basic legal services from PPL for about what these other services cost, only $26.95 per month!
Just look into both companies, the founders, lawsuits, who they are and where they came from and you'll see why Id Theft Shield and PPl basic legal combined is your REAL best choice.
Good Luck!
March 2nd, 2010 at 9:12 am
The point is; NextAdvisor is being paid for ech person who enrolls in most of the services that are listed here. So, do you think you are getting a fair comparison. It's pretty obvious that the company with the best revenue share and the most recognized brand gets the best review. If you want to read a totally unbiased third party review by the Consumer Federation of America. Visit http://www.privacy.ca.gov/res/docs/pdf/CFA_ID_TheftServices.pdf
This gives a real third party report on all the companies in the id theft industry. They do not get paid by anyone.
April 25th, 2010 at 3:24 am
Your analysis is not exactly spot on. I have this product. I get notified almost immediately when I make an inquiry. I was purchasing a car a few weeks back and While I was at the dealership I got a call to let me know someone was trying to open an account in my name. What more could I ask for? I think this is the BEST product out there. I researched Kroll and found out that this is the company the government goes to when it needs financial recovery. Kroll was hired to find and freeze Sadaam Husseins assets. After 9/11 Kroll was hired to do Disaster Recovery and Risk Management on America. Including the WHITE HOUSE and the PENTAGON!! Why would you trust Life Lock when their own CEO has had his Identity stolen 7 times! This was reported in a Dallas, TX newspaper. I am staying with the people that hire the most former FBI and CIA agents to do their investigations!
May 1st, 2010 at 5:53 pm
The way I see it, if my personal involvement in the restoration process does not include signing a Limited Power of Attorney, then my personal involvement will be much greater than it has to be. And if I had to choose between a) licensed professional investigators, former FBI and CIA agents, backed by a company like Kroll and b) Customer Service Agents, I'll take the investigators every time. When I have to deal with the IRS because someone used my SSN to get work, I truly believe the only solution is Identity Theft Shield coupled with a Life Events Legal Plan. Having the best risk consulting agency and top-rated (AV) lawyers at my beckon call is a no-brainer in my book.
Yes, I also market Identity Shield, but only after becoming a member and taking advantage of the services.
May 16th, 2010 at 8:36 am
I am a proud member of the services and also a marketing associate with Prepaid Legal. I am also Certified as an Identity Theft Risk Management Specialist. I am not ashamed of this fact and will not hide it either.
Fraud alerts in themselves are not as effective as you would think. The thought of placing a credit freeze is flawed also. These "preventive measures" are not being used properly and also provide a false sense of security to the consumer. A credit freeze permanently placed on your credit is no different than having an Amber Alert issued permanently on your child. This is an abuse of the intended system and a waste of valuable resources that can be used to help actual victims. To think that a fraud alert will protect you is as dangerous as believing a smoke alarm will extinguish the fire while you sleep. Credit granting is not always stopped with these measures. More important, new accounts and current are both at risk of identity theft if the proper safeguards are ignored as they often are. Honestly answer this question….
how many times are you asked to verify identity by a phot id when using a credit/bank card for purchases at a register?
Many stores have "convenience self-check outs" to make identity theft even more easy to commit eliminating this safeguard completely.
Also, credit freezes and fraud alerts were never intended to be used as preventive measures but as a means of protecting "potential victims" already identified.
LifeLock will be proven to be flawed and those that are allegedly protected will become prey for identity thieves.
The Identity Theft Shield by KROLL and Pre-Paid Legal is by far the best product providing complete service and protection. The IDT Shield was never intended to be a stand alone product and coupled with the legal resources of reputable lawfirms with a PPL membership, this is an undeniable benefit. After a victim of identity theft is realized, a lawyer will be required to assist and no other product or service will do this.
June 1st, 2010 at 8:01 pm
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July 18th, 2010 at 8:31 am
nice i enjoyed reading the articles and comments
July 31st, 2010 at 11:47 am
Hi Can anyone help me on how I get out of this, I don't feel that this is the right thing for me and would like my payments stopped and my contract terminated. How do I do this? Any help is appreciated. Thanks
November 8th, 2010 at 8:41 pm
I am VERY unhappy with I.D.Theft Shield from Kroll. They promised to monitor my credit, and did not. I just learned after paying for them for almost a year, I was supposed to later sign some thing I've never even seen in the mail & return it, to activate monitoring. Even my sponsor did not know this. I called & have been met with zero friendliness and willingness to make this right. They just wanted my money.
December 10th, 2010 at 10:00 pm
I have sold many ID Theft Shield Memberships and never has Kroll failed to send the limited power of attorney (Permission slip) to their customers. I have followed up with many and know this to be true. I have found customers have not opened and returned returned their requested information. But Kroll does what they say, and if you feel they were not friendly it probably because you wanted a refund which would not make it right because you are still covered for any occurrence from the date of the membership regardless of the monitoring. From a well trained Pre-Paid Legal Associate.
December 23rd, 2010 at 12:14 pm
Amazing, all of the con artists who are desperately trying to sign up new "distributors" for PPL/Kroll claim it's the best thing since sliced bread. I'm shocked…
When a company makes more money by having people bring in more people to buy their product then they do by actually selling the product, it's a scam.
Herbalife, Amway, PPL/Kroll, all just multi level ponzi schemes.
December 23rd, 2010 at 12:17 pm
Almost forgot, what the fuck is a "Identity Theft Risk Management Specialist" and who certifies them as such?
Other than their sponsor at PPL/Kroll of course.
Calling yourself a "specialist" doesn't make you special, nor does it give you any special powers. I'm sure the marks and the rubes who buy this nonsense love it.
January 15th, 2011 at 1:47 am
I have been a police officer for 16 years. A prepaid legal associate (market memberships)for 10 years and have had the ID Theft Shield for five years.
Four years ago, I began to receive letters from collection agencies for late payments, verification of income requests etc…within a period of three weeks, I discovered that I had become a victim of ID Theft. Not only was I hit by unk suspects, I was hit HARD!
As I was soon to discover, my social security number and/or use of my name had been used to open (42) accounts in (8) different US States.
Included in these unauthorized purchases were (3) homes (Ohio, N. Carolina and Virginia), (10) cell phone accounts, (3) new vehicles and numerous gym memberships, water/gas/electricity service for several businesses and apartments. I was also receiving collection letters from the IRS for unreported income in N. Carolina and Georgia.
I have never lived ANYWHERE outside of Los Angeles, Ca and admit that six months prior to the first collection letter, I had lost my attache case in Downtown Los Angeles containing among other things: drivers license, check book, social security card, police ID card and numerous credit cards. Upon discovering that I had lost my property, a police report was IMMED completed.
I was really unsure as to what to do (probably from the stress I was experiencing)even though I was completing(on average) 3-5 ID Theft reports at our front desk each and every work shift (that count has gone up to 10-15 reports for every two officers per shift!).
Anyway, during this period, I began to receive all these e-mail's from Kroll (ID Theft Sheild). Though the e-mail's were coming in, I was ignoring them as I was under the impression Kroll's e-mail's were nothing more than advertisments or something.
It was only when I had no where to turn and had discovered that my credit score had dropped 282 points as a result of all the above listed issues did I begin to open and read all the e-mail's from Kroll.
What Kroll had actually been sending me were notifications that my identity/info was being used. Boy, did I feel stupid.
I IMMED contacted Kroll and was assigned to my very own agent/Rep. I was SOOOOO relieved when I was advised that I had signed the Power of Attorney when I initially enrolled in the ID Theft membership and that Kroll would handle everything from that point forward as far as restoring my credit/name was concerned.
The ONLY thing I was asked to do was to fax a copy of the original LOST PROPERTY police report I had completed the night I lost all my documents.
Within ten months or so, Kroll (my agent/Rep) had restored my identity, contacted ALL the collection agencies, contacted the Social Security Administration, placed fraud alerts with the credit reporting bureaus, contacted the IRS, contacted all the utility companies and had them remove all negative reports to the (3) reporting agencies etc…They did EVERYTHING!
All it cost me was the $9.95 ID Theft membership price I had been paying on a monthly basis
(THANK GOODNESS!!!)
Take it from a person who is the the profession of taking ID Theft crime reports AND who has been a TRUE victim himself, KROLL and ID Theft Shield are the REAL DEAL!
Good luck and hope this info helps?
February 22nd, 2011 at 9:41 am
The only thing proactive aside from what this serivce offers that Lifelock USED to do was to put fraud alerts on individuals credit reports. Now, they can't do that anymore after they were sued and lost for misusing this service. So, actually, this service is every bit as proactive as LifeLock. And, if someone actually becomes a victim of identity theft, this service has licensed investigators who actually do the work of cleaning up the mess. Lifelock does not – read the small print. They only give advice and their $1M insurance does NOT cover any actual financial losses due to the identity theft and it does NOT cover any out-of-pocket expenses their members have cleaning up the mess (not even for a postage stamp!) since they will be on their own to do this. Also, the "guarantee" (which pretty much covers nothing) only applies if the ID theft is due to a "defect" in their service. So, if someone opens an account in your name, it's not Lifelock's fault. If they use your SSN to get medical care of to get a job or when they are arrested, sorry – you're out of luck and on your own. However, ID Theft shield will assign you a licensed investigator to actually do the work of restoring your identity, and reimburse you for many of your own out-of-pocket expenses.
April 16th, 2011 at 7:18 pm
I have a feeling Joe, who put this article out here has been paid by some of these so called Identity theft protection companies to slander their compitition. Though Krol has NO compitition when it comes to Identity Theft. As others have mentioned, the ONLY one that notifies you, assigns you your own licensed investigator that goes anywhere in the world to investigate the theft, and ACTUALLY RESTORES your identity back to the way it should be is KROL. So lets see Joe sign up with one of those other companies and have his medical identity stolen and see what happens. Lets just hope he doesnt have to go to the hospital and have some allergy to a major drug they would have to give him! What color flowers do you want for your funeral JOE if that happened? Seriously Joe, maybe you should actually go visit Krol and speak with them personally and then see if you don't finally understand what they really do. Oh did you know that KROL is the one called in by our government to investigate the ENRON issue? NOT…. And YES I am an Independent Assocaite for Pre Paid Legal Service and I sell the Identity Theft Protection. I beleive in it and it has helped many people that I know that have been victums. So Joe let's hope you never become one because Im sure you don't have the best coverage out there. But hey if your interested in getting it, check out my web page, http://www.prepaidlegal.com/hub/mjschroeder. I'd be happy to sign you up!
August 19th, 2011 at 11:45 pm
As a follow up, Identity Theft Shield does 24/7 monitoring in 1 OR all 3 credit repositories, Your choice. You can be notified by snail mail, e-mail or text message, your choice. Guarantee? They will fix it if your identity gets stolen, period. Your fault, their fault, no one's fault, it get restored, by Kroll. EVERY ONE ELSE will "help" you.
Another example, I have been notified by Kroll that "someone" was applying for credit before the salesman came back to tell me I was approved at the car dealership! Is that fast enough for you???
Also read the fine print on everyone elses "guarantee"
Identity Guard – you know the one you ranked tops- *Simple no-nonsense disclaimer: On the slim chance that your money is stolen by identity thieves while you are a customer, IDENTITY GUARD® will reimburse the difference between your actual loss and the amount reimbursed to you by your financial institution, up to $1 million dollars. The major stipulations are that you: report your loss to us within 90 days; you let us help you recover your losses, you apply for reimbursement from your financial institution.
And as for their "Free security software" Zone Alarm Internet Security software is free to everyone anyway. so is AVG which is ranked by the experts as better software!
For the price they charge for 2 people I get a LAWFIRM and Identity Theft services for the WHOLE FAMILY, including children!
Trusted ID – You say: TrustedID is the only service we've found that also gives you medical record protection. Not true, not only does Identity Theft Shield give protection for your medical identity, it also cover Drivers license, social security, character/criminal, and of course financial.
Trusted ID "Restoration"- Providing You with an information package including a description of the resolution process, educational articles, and guidance for avoiding future complications (“TrustedID Claims Kit ”). They say they will reimburse you for lost wages and expenses for attorney fees (only if they are pre-approved by them) Identity Theft shield does all the legwork for you! No time off! (unless you would rather spend alot of time dealing with banks, credit companies, police, govt entities etc.)
Trusted Id also has a number of "hoops" that you must jump through before they will start to "help" you restore your identity. Including but not limited to sending out a bunch of written letters, sent by certified mail (more running to the post office) calling and writing the FTC. Identity Theft Shield asks you to sign a limited power of attorney and then THEY go to work making all the phone calls, mailing all the letters, dealing with the bank, credit card companies, credit bureaus, and everything else needed to RESTORE your identity for you. (You might in some cases have to file a police report)
NO ONE ELSE DOES THIS! IDT Is the only company that truly has ID theft RESTORATION services, everyone else has a packet and someone to "help" you….maybe. Kroll uses their own, in house licensed investigators to do the work for you.
So, in contrast to what you haved stated, all of the other "identity theft services" combined don't cover half of what Identity Theft Shield does, especially when it is combined with Pre-Paid Legal services. For more information on Pre-Paid Legal services: lois61.prepaidlegal.com
PrePaid Legal also offers services for Businesses too!
Special Plans for Police Officers, Teachers, CDL Drivers, Foster Parents and more.
We are endorsed by the US Chamber of Commerce, Numerous State Attorneys Generals, and have a few former Attorneys Generals on our advisory Board as well as members.
All of our Law Firms are A or AV rated By Martindale Hubble. (AV is the best) In fact over 85% of our firms are AV rated firms for all 50 states and 4 of the provinces in Canada.
I urge you to don't take my word for it, check what Forbes, Money Magazine, USA Today, Fortune, Black Enterprise, Investor, Success From Home, Wall St Journal and Business week has written about us. They have the resources to do more research, more thoroughly than me or Joe. I think they have the credibility to tell the whole story, the way it really is.
August 27th, 2011 at 2:44 pm
I have to say that this is an interesting article. I have researched several ID Theft companies over the last 6 months. I have found that no other company in the WORLD does for ID theft protection and RESTORATION services what Kroll does. I am not going to go into the length of everything it does, but I will say that one of the first things I noticed about Kroll, is that they are upfront on telling you that NOONE can "prevent ID theft". If a company claims they can prevent ID theft then you better check you wallet. If you have ever, put your SS# anywhere, had a credit card, visited a doctor's office, signed a contract that required your personal information, then your personnal information and ID is out there and it is only a matter of time before it is stolen. Also, I don't believe I read anywhere in the article that Kroll also covers up to 4 children for only $1.00 more a month!That means that a member, their significant other and up to 4 children can be covered for a whopping 10.95 a month for just the one credit bureau or 13.95 for all three. There is no comparison. I love having liscensed professionals working for me rather that an advisor that is probably getting paid minimum wage to "google" my answer. I am not going to debate, argue or lash out about any other company our there. They have a right to provide a service as well. I just know that in my research, and having several other members that "had" other services until they did their own research, is rock solid and I am confident and 100 percent satisfied with the outstanding services that I have received with Kroll, and will NEVER be without it.
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January 19th, 2012 at 5:54 pm
Dear admin .I apologise for my threats to slave of medicine. .However, we do have strict rules for employees making biased comments to the public. Please kindly delete all my previous posts. .I will not longer participate in this forum or advertise for foreign drs to come to Singapore. Thanks
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January 23rd, 2012 at 10:04 pm
To John # 24..
This conversation is meant for intelligent people that express their "opinion"..you post is not only offensive but give us an idea of the low life loser you are..go back to your room and color..try to stay in the lines ..and more importantly stay out of grown up conversations…
RB
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