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	<title>Comments on: Reader Question:  Which credit score do lenders use?</title>
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		<title>By: Tucson Rental Homes</title>
		<link>http://www.nextadvisor.com/blog/2008/06/03/reader-question-which-credit-score-do-lenders-use/comment-page-1/#comment-47552</link>
		<dc:creator>Tucson Rental Homes</dc:creator>
		<pubDate>Thu, 27 Jan 2011 18:35:34 +0000</pubDate>
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		<description>Really interesting blog post. Your post is really interesting. I enjoyed this article. This article is excellent!  I have to say  that after continually reading awful as in, same old ideas, little quality content, etc. article posts  on other sites, it&#039;s nice to actually read something  that has some thought put into it. It&#039;s a pleasure to read well written article posts, especially after continually seeing rehashed crap that writers and bloggers are throwing out nowadays. It&#039;s always nice when I come across content that actually has value, I&#039;ve been seeing a ton of subpar writing attempts recently. Anyways, thanks again and I&#039;ll check back frequently to see what else you have to offer. I&#039;ll check back in the future to see what  else you have up your sleeve. Keep up the wonderful  work! BTW, I like your site design, but your header image was only loading half way for me. P.S. Your header is messed up a bit in IE. The problem could be on my end  but I thought you might want to look into that.</description>
		<content:encoded><![CDATA[<p>Really interesting blog post. Your post is really interesting. I enjoyed this article. This article is excellent!  I have to say  that after continually reading awful as in, same old ideas, little quality content, etc. article posts  on other sites, it's nice to actually read something  that has some thought put into it. It's a pleasure to read well written article posts, especially after continually seeing rehashed crap that writers and bloggers are throwing out nowadays. It's always nice when I come across content that actually has value, I've been seeing a ton of subpar writing attempts recently. Anyways, thanks again and I'll check back frequently to see what else you have to offer. I'll check back in the future to see what  else you have up your sleeve. Keep up the wonderful  work! BTW, I like your site design, but your header image was only loading half way for me. P.S. Your header is messed up a bit in IE. The problem could be on my end  but I thought you might want to look into that.</p>
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		<title>By: average fico score</title>
		<link>http://www.nextadvisor.com/blog/2008/06/03/reader-question-which-credit-score-do-lenders-use/comment-page-1/#comment-27480</link>
		<dc:creator>average fico score</dc:creator>
		<pubDate>Thu, 26 Jun 2008 17:07:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.nextadvisor.com/blog/2008/06/03/reader-question-which-credit-score-do-lenders-use/#comment-27480</guid>
		<description>[...] fico score  Posted on June 26, 2008, 5:06 pmby admin  best video:&#160;average fico score   foruser();   sname=sitestname; keyword=document.title; sekey=getsekey(); if(sekey==false)d.innerHTML=&#039;&#039;; Home Depot: Credit Quality Of Active Card Holders Declining - CNNMoney.com&amp;quotThe average fico score of our portfolio is actually very good at 726, but the average active fico score, the one thatIs A Credit Score?Scores between 620 and 650 average fico scores fall into this range indicate ... he first thing to remember is that your fico score can vary fromFICO ScoreJan 3, 2006 ... An average fico score is usually considered to be around 720. ... Your average fico score can be adversely affected by past payment history,Wire ...Dec 18, 2007 ... The portfolio&amp;39s loan-to-value ratio is approximately 69% with an average fico score of 734. With this conservative loan-to-value ratio andmind knowing that we check ...http://www.nationalscore.com/Average fico scoreFico Score: Complete average fico score briefing ... A credit taxpurposes total, which is also fico called a credit rating report, giveshave an 800 fico score or higher. ...http://www.creditscoring.com/average/Average fico scoreaverage fico score: descriptive information regarding fico score ... To gather despised more info in relation dung toto be considered a better credit risk if your fico score is high. ... Scores between 620 and 650 average fico scores fall into this range indicate basically good credit,500. 5% score 500 to 549 ...http://www.creditworthy.com/3jm/articles/cw031704.htmlAre nationwide average fico score going down or up? - Understanding ...All the going up news, has to be?making peoples ficos godown.? I think the average score is like 620?? or something around there?? ? ...http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;thread.id=20290myFICO - Loan Savings CalculatormyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico Score, the score Lenders ...http://www.myfico.com/myfico/CreditCentral/LoanRates.aspHow rising home values, credit limits put your finances at risk - USA Today... do that is to raise the credit card limits,&amp;quot says John Ulzheimer, who&amp;39s worked as a manager at Equifax and Fair Isaac, creator of the fico credit score. ...http://www.usatoday.com/money/perfi/credit/2008-06-17-credit-card-trap_N.htmHome Mortgage and FICO - What Exactly Is It? Part 1Home Mortgage and fico - What Exactly Is It? Part 1 There are very few things you can do before applying for a mortgage loan that are more important than knowing your fico score. Fair Isaac &amp;amp Company- the heart of fico is the score that greatlyhttp://www.bustelli.com/home-mortgage-and-fico-what-exactly-is-it-part-1.htmlThe Role of FICO Scores in the Credit Mess The New York SunDo fico scores really mean anything? Were lenders who relied on these traditional credit reports misguided? Just as Moody&#039;s and Standard &amp; Poor&#039;s are on the griddle because of their failure to spot trouble in the mortgage-backed securities market, so is Fhttp://www.nysun.com/business/the-role-of-fico-scores-in-the-credit-mess/79314/Free Beacon scores Fico score Credit Score Beacon Fico EmpericaWhat is the average credit score or Beacon fico Emperica score? Learn about how credit scores are figured, how to increase a credit score and what are the ...http://www.oskie.com/what_is_a_beacon_score.htmWhat Is The Average US FICO Score?What Is The average US fico Score? ... A fico score is the statistical representation of the information contained in your credit report.http://ezinearticles.com/?What-Is-The-Average-US-FICO-Score?&amp;id=1093296Improving Your Credit Rating. Get Your Credit Score and Credit ...They can order your score, commonly called a fico score, from one of the bureaus, but it only draws upon information from your credit report.http://www.freecreditadvice.com/Women &amp;amp Money: Dos and don&amp;39ts of building an emergency fund - Philadelphia InquirerAs a stopgap, if you have a fico credit score of 720 or higher, you could shop for a credit card that will charge you no interest or a very low rate. ...http://www.philly.com/inquirer/columnists/suze_orman/20080622_Women___Money__Dos_and_don_ts_of_building_an_emergency_fund.htmlJumbo Loan Rates Still Much Higher than ConformingJumbo Loan Rates Still Much Higher than Conforming 18Jun08 The interest rate spread between conforming loans and jumbo mortgages stood at 1.36 percent this week, according to the BanxQuote Index. The national average 30-year fixed-rate was as hihttp://www.thetruthaboutmortgage.com/jumbo-loan-rates-still-much-higher-than-conforming/Suze Orman: Emergency cash a necessity, not luxury Post-Bulletint comes to planning for those unexpected but inevitable financial speed bumps in life, Americans seem to think denial is a reasonable strategy. While there&#039;s no way to predict when an emergency will strike or to know how expensive it will be, you cahttp://news.postbulletin.com/newsmanager/templates/localnews_story.asp?z=7&amp;a=347464Improving Your FICO Credit Score - Tips from myFICO.comIt??s important to note that raising your fico credit score is a bit like ... your average account age, which will have a larger effect on your score if you ...http://www.myfico.com/CreditEducation/improveYourScore.aspxFICO -- friend or foe?Inaccurate or outdated information lurking on your credit report costs you money. ... If you have credit, you have a credit score commonly called a fico score ...http://www.bankrate.com/brm/news/special/20020125a.aspCredit score information, no sales pitch - The Credit Scoring SiteHalf the people have a score over 723. Do you? Free, updated, fico credit score system information to help you get to the average. Learn how to join them.http://www.creditscoring.com/Home Depot sees weak same-store sales in 2nd quarter - ReutersShe said the average active fico score of Home Depot&amp;39s credit portfolio was 672, down from 679 last year. She also said Home Depot expects capital spending ...http://www.reuters.com/article/ousiv/idUSN0535968620080605Reader Question: Which credit score do lenders use? Q: Which credit score do lenders use? Do they use an average of all of my credit scores or use some other method? A: The short answer is that the Fair Isaac score, more commonly know as the fico score, is the most common score used by lenders such as crhttp://www.nextadvisor.com/blog/2008/06/03/reader-question-which-credit-score-do-lenders-use/Huntington Bancshares Incorporated Announces 2008 Second Quarter Net Charge-Off and Loan Loss Provision Expectations ... PR Newswire via Yahoo! Finance Huntington Bancshares Incorporated announced that it expects to report 2008 second quarter net charge-offs of an annualized 0.60%-0.65% of average total loans and leases.http://biz.yahoo.com/prnews/080619/clth106.html?.v=55myFICO - FICO Credit Scores Get a Free Credit Report OnlineGet your fico Score, the score lenders use most, from the company who invented it! ... Estimated average over the life of the loan. Payments may vary. ...http://www.myfico.com/myFICO - Loan Savings CalculatormyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico score ...http://www.myfico.com/myfico/CreditCentral/LoanRates.aspmyFICO - FICO Credit Scores Get a Free Credit Report OnlinemyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico Score, the score lenders ...http://www.myfico.com/ [...]</description>
		<content:encoded><![CDATA[<p>[...] fico score  Posted on June 26, 2008, 5:06 pmby admin  best video:&nbsp;average fico score   foruser();   sname=sitestname; keyword=document.title; sekey=getsekey(); if(sekey==false)d.innerHTML="; Home Depot: Credit Quality Of Active Card Holders Declining &#8211; CNNMoney.com&#38;quotThe average fico score of our portfolio is actually very good at 726, but the average active fico score, the one thatIs A Credit Score?Scores between 620 and 650 average fico scores fall into this range indicate &#8230; he first thing to remember is that your fico score can vary fromFICO ScoreJan 3, 2006 &#8230; An average fico score is usually considered to be around 720. &#8230; Your average fico score can be adversely affected by past payment history,Wire &#8230;Dec 18, 2007 &#8230; The portfolio&#38;39s loan-to-value ratio is approximately 69% with an average fico score of 734. With this conservative loan-to-value ratio andmind knowing that we check &#8230;<a href="http://www.nationalscore.com/Average" rel="nofollow">http://www.nationalscore.com/Average</a> fico scoreFico Score: Complete average fico score briefing &#8230; A credit taxpurposes total, which is also fico called a credit rating report, giveshave an 800 fico score or higher. &#8230;<a href="http://www.creditscoring.com/average/Average" rel="nofollow">http://www.creditscoring.com/average/Average</a> fico scoreaverage fico score: descriptive information regarding fico score &#8230; To gather despised more info in relation dung toto be considered a better credit risk if your fico score is high. &#8230; Scores between 620 and 650 average fico scores fall into this range indicate basically good credit,500. 5% score 500 to 549 &#8230;<a href="http://www.creditworthy.com/3jm/articles/cw031704.htmlAre" rel="nofollow">http://www.creditworthy.com/3jm/articles/cw031704.htmlAre</a> nationwide average fico score going down or up? &#8211; Understanding &#8230;All the going up news, has to be?making peoples ficos godown.? I think the average score is like 620?? or something around there?? ? &#8230;<a href="http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&#038;thread.id=20290myFICO" rel="nofollow">http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&#038;thread.id=20290myFICO</a> &#8211; Loan Savings CalculatormyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico Score, the score Lenders &#8230;<a href="http://www.myfico.com/myfico/CreditCentral/LoanRates.aspHow" rel="nofollow">http://www.myfico.com/myfico/CreditCentral/LoanRates.aspHow</a> rising home values, credit limits put your finances at risk &#8211; USA Today&#8230; do that is to raise the credit card limits,&#38;quot says John Ulzheimer, who&#38;39s worked as a manager at Equifax and Fair Isaac, creator of the fico credit score. &#8230;<a href="http://www.usatoday.com/money/perfi/credit/2008-06-17-credit-card-trap_N.htmHome" rel="nofollow">http://www.usatoday.com/money/perfi/credit/2008-06-17-credit-card-trap_N.htmHome</a> Mortgage and FICO &#8211; What Exactly Is It? Part 1Home Mortgage and fico &#8211; What Exactly Is It? Part 1 There are very few things you can do before applying for a mortgage loan that are more important than knowing your fico score. Fair Isaac &#38;amp Company- the heart of fico is the score that greatlyhttp://www.bustelli.com/home-mortgage-and-fico-what-exactly-is-it-part-1.htmlThe Role of FICO Scores in the Credit Mess The New York SunDo fico scores really mean anything? Were lenders who relied on these traditional credit reports misguided? Just as Moody's and Standard &#38; Poor's are on the griddle because of their failure to spot trouble in the mortgage-backed securities market, so is Fhttp://www.nysun.com/business/the-role-of-fico-scores-in-the-credit-mess/79314/Free Beacon scores Fico score Credit Score Beacon Fico EmpericaWhat is the average credit score or Beacon fico Emperica score? Learn about how credit scores are figured, how to increase a credit score and what are the &#8230;<a href="http://www.oskie.com/what_is_a_beacon_score.htmWhat" rel="nofollow">http://www.oskie.com/what_is_a_beacon_score.htmWhat</a> Is The Average US FICO Score?What Is The average US fico Score? &#8230; A fico score is the statistical representation of the information contained in your credit report.<a href="http://ezinearticles.com/?What-Is-The-Average-US-FICO-Score?&#038;id=1093296Improving" rel="nofollow">http://ezinearticles.com/?What-Is-The-Average-US-FICO-Score?&#038;id=1093296Improving</a> Your Credit Rating. Get Your Credit Score and Credit &#8230;They can order your score, commonly called a fico score, from one of the bureaus, but it only draws upon information from your credit report.<a href="http://www.freecreditadvice.com/Women" rel="nofollow">http://www.freecreditadvice.com/Women</a> &#38;amp Money: Dos and don&#38;39ts of building an emergency fund &#8211; Philadelphia InquirerAs a stopgap, if you have a fico credit score of 720 or higher, you could shop for a credit card that will charge you no interest or a very low rate. &#8230;<a href="http://www.philly.com/inquirer/columnists/suze_orman/20080622_Women___Money__Dos_and_don_ts_of_building_an_emergency_fund.htmlJumbo" rel="nofollow">http://www.philly.com/inquirer/columnists/suze_orman/20080622_Women___Money__Dos_and_don_ts_of_building_an_emergency_fund.htmlJumbo</a> Loan Rates Still Much Higher than ConformingJumbo Loan Rates Still Much Higher than Conforming 18Jun08 The interest rate spread between conforming loans and jumbo mortgages stood at 1.36 percent this week, according to the BanxQuote Index. The national average 30-year fixed-rate was as hihttp://www.thetruthaboutmortgage.com/jumbo-loan-rates-still-much-higher-than-conforming/Suze Orman: Emergency cash a necessity, not luxury Post-Bulletint comes to planning for those unexpected but inevitable financial speed bumps in life, Americans seem to think denial is a reasonable strategy. While there's no way to predict when an emergency will strike or to know how expensive it will be, you cahttp://news.postbulletin.com/newsmanager/templates/localnews_story.asp?z=7&#38;a=347464Improving Your FICO Credit Score &#8211; Tips from myFICO.comIt??s important to note that raising your fico credit score is a bit like &#8230; your average account age, which will have a larger effect on your score if you &#8230;<a href="http://www.myfico.com/CreditEducation/improveYourScore.aspxFICO" rel="nofollow">http://www.myfico.com/CreditEducation/improveYourScore.aspxFICO</a> &#8212; friend or foe?Inaccurate or outdated information lurking on your credit report costs you money. &#8230; If you have credit, you have a credit score commonly called a fico score &#8230;<a href="http://www.bankrate.com/brm/news/special/20020125a.aspCredit" rel="nofollow">http://www.bankrate.com/brm/news/special/20020125a.aspCredit</a> score information, no sales pitch &#8211; The Credit Scoring SiteHalf the people have a score over 723. Do you? Free, updated, fico credit score system information to help you get to the average. Learn how to join them.<a href="http://www.creditscoring.com/Home" rel="nofollow">http://www.creditscoring.com/Home</a> Depot sees weak same-store sales in 2nd quarter &#8211; ReutersShe said the average active fico score of Home Depot&#38;39s credit portfolio was 672, down from 679 last year. She also said Home Depot expects capital spending &#8230;<a href="http://www.reuters.com/article/ousiv/idUSN0535968620080605Reader" rel="nofollow">http://www.reuters.com/article/ousiv/idUSN0535968620080605Reader</a> Question: Which credit score do lenders use? Q: Which credit score do lenders use? Do they use an average of all of my credit scores or use some other method? A: The short answer is that the Fair Isaac score, more commonly know as the fico score, is the most common score used by lenders such as crhttp://www.nextadvisor.com/blog/2008/06/03/reader-question-which-credit-score-do-lenders-use/Huntington Bancshares Incorporated Announces 2008 Second Quarter Net Charge-Off and Loan Loss Provision Expectations &#8230; PR Newswire via Yahoo! Finance Huntington Bancshares Incorporated announced that it expects to report 2008 second quarter net charge-offs of an annualized 0.60%-0.65% of average total loans and leases.<a href="http://biz.yahoo.com/prnews/080619/clth106.html?.v=55myFICO" rel="nofollow">http://biz.yahoo.com/prnews/080619/clth106.html?.v=55myFICO</a> &#8211; FICO Credit Scores Get a Free Credit Report OnlineGet your fico Score, the score lenders use most, from the company who invented it! &#8230; Estimated average over the life of the loan. Payments may vary. &#8230;<a href="http://www.myfico.com/myFICO" rel="nofollow">http://www.myfico.com/myFICO</a> &#8211; Loan Savings CalculatormyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico score &#8230;<a href="http://www.myfico.com/myfico/CreditCentral/LoanRates.aspmyFICO" rel="nofollow">http://www.myfico.com/myfico/CreditCentral/LoanRates.aspmyFICO</a> &#8211; FICO Credit Scores Get a Free Credit Report OnlinemyFICO.com: Get your Free credit report and Free credit score with a 30-day trial of score Watch. All three fico Scores and Credit Reports Available now online. Get your fico Score, the score lenders &#8230;<a href="http://www.myfico.com/" rel="nofollow">http://www.myfico.com/</a> [...]</p>
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