NextAdvisor reviews Identity Truth

Posted by Joe on April 22nd, 2008

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This week we launched a brand new review of a brand new identity theft protection service called Identity Truth. While Identity truth isn’t perfect, we do believe it is a good service that has taken a unique approach to protecting the identities of their customers.

Where Identity Truth shines is in their unique use of technology to monitor your identity through a variety of sources. The service uses information from your Experian credit report as well as other account information, such as credit card and bank account information that you provide, and actively monitors your identity for suspicious activity. Identity Truth also provides up-to-date information on data breaches in the United States. This includes a searchable database of data breaches by company so that you can see if you may be at risk.

Identity Truth does not offer managed fraud alerts the way LifeLock does, but their online interface gives subscribers clear instructions on how to set fraud alerts at all three of the credit bureaus. While this information is helpful, the lack of fraud alerts means that Identity Truth users need to actively reset their alerts every 90 days themselves.

Additionally, Identity Truth offers single bureau credit monitoring of your Experian credit report. While this is certainly better than some services that provide no credit report monitoring at all, it would be better if Identity Truth were able to provide three bureau monitoring like Identity Guard Total Protection does.

We recommend that consumers interested in the Identity Truth service sign up for either the one year ($99.00) or three year ($229.99) plans. Not only do these plans represent a significant value over the $9.99 per month plan but they also come with a 30 day free trial which the the monthly plan does not.

If you are interested in learning more about Identity Truth and how it stacks up against the other identity theft protection services we have reviewed, please visit our identity theft protection service provider guide.

• Identity Truth Launches toll free number for NextAdvisor.com readers
• Reader Question: Are credit bureau fraud alerts still available?
• Identity Theft Shield from Kroll and Pre-Paid Legal Review
• Unlimited credit reports and scores from all 3 bureaus with CreditCheck Total
• Reader Question: What should I do if I think I have been a victim of identity theft?