Identity Guard

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
ID Protect Premium from American Express

Bottom line: 3 bureau monitoring and one-time 3-bureau credit reports available upon enrollment but doesn't include credit scores
CreditCheck Total

Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com

Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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5 tips to live a more eco-friendly lifestyle this Earth Day

April 22nd, 2008 - Posted by Joe

In honor of Earth Day we thought we would post a handful of useful tips related to the various services we review and compare here at NextAdvisor. The great news is that most of these techniques will not only reduce your impact on the environment but are also make your daily life easier.

1) Eliminate junk mail

We have posted previously on the hidden identity theft risk in junk mail, but in honor of earth day, we also wanted to point out that junk mail and other marketing communications you receive in the mail are very bad for the environment. Check out the original post for more tips on eliminating junk mail.

Additionally, we came across a new service today called Catalog Choice which allows you to select which catalogs you would like to receive. The service is free and allows you to opt out from receiving catalogs that you no longer wish to receive while still allowing those you want reach your mailbox.

2) Receive your credit report online

Whether you are ordering your free credit report from AnnualCreditReport.com or from one of the credit report monitoring services we have reviewed and compared make sure you opt for online delivery of your credit report. Not only will this lower the overall carbon footprint of your order because the reports don't need to be printed or transported by postal mail, but you will also receive immediate access to your credit file information.

3) Go paperless when you have the option

Opt for paperless billing where you can. VoIP services such as voip.com and Vonage offer a paperless billing option and so do other companies such as cell phone providers and credit card companies. Accessing your billing information online is not only more eco-friendly but it is also more convenient.

4) Attend an online college or university

Think of going back to get a better job or just for personal enrichment? Consider an online college or University. We have reviewed and compared dozens of e-learning institutions and found that they are every bit as reputable as their traditional counterparts with the added convenience of being able to attend classes from your home computer. Since you don't have to commute to and from a physical campus and most of the course information is distributed digital the impact on the environment is greatly reduced.

5) Store your data "in the cloud"

Use an online backup service such as Mozy to store the information on your computer's hard drive. Online backup services are much more environmentally friendly than the hardware based alternatives because they cut down on the number of home storage devices that have to be produced and shipped all over the globe.

Do you have your own eco-friendly and convenient tips that you would like to share? We would love to hear from you! Just leave a note in the comments below.

5 Responses to “5 tips to live a more eco-friendly lifestyle this Earth Day”

  1. NextAdvisor Daily » Blog Archive » Carbonite agrees- online backup services are good for the environment Says:

    [...] Thanks for visiting the NextAdvisor Daily blog. You may want to subscribe to our RSS feed.The folks over at Carbonite, one of our top rated online backup services, picked up on our Earth Day post and added some great points about why online backup services are more eco-friendly than many of the alternatives. [...]

  2. NextAdvisor.com Resources » Blog Archive » Online Education Resources Says:

    [...] 5 tips to live a more eco-friendly lifestyle this Earth Day [...]

  3. NextAdvisor.com Resources » Blog Archive » Credit Report Resources Says:

    [...] 5 tips to live a more eco-friendly lifestyle this Earth Day [...]

  4. 11% of college students attend class online - NextAdvisor Daily Says:

    [...] online education include extensive financing options, a wide variety of courses of study and even a lower carbon foot print than traditional classroom [...]

  5. Rufus Heilbrun Says:

    Sei Gegr

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