NextAdvisor Blog

Credit Card Rewards: Are They Valuable?

Credit cards rewards are a great way to earn perks while you use your card. There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online
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Federal Benefits to Be Issued on Chip and PIN Cards

Starting next year, federal benefits will be distributed on government-issued chip and PIN debit cards, also known as EMV cards, as stated by an executive order signed by President Obama earlier this month. They are intended to replace the currently issued magnetic stripe debit cards. People who receive
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Pay Off Debt: Is a Balance Transfer or Personal Loan Better?

Having a lot of debt can start to take its toll, and you might begin to wonder if there are better ways to manage it. The amount of debt you have and whether it is all from a single source or spread out are two factors that
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Cloud Security: Making Sure Your Data is Safe

With the wealth of information we store in the cloud, wouldn't you want to ensure that yours is being kept safe at all times? It seems like almost every other week we’re hearing a new story about how some celebrity’s cloud has been hacked or how some
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Mortgage Rates Hit New Low: Refinance or Buy Before It's Too Late

One of the best times in recent memory to refinance got even better last week when mortgage rates fell to a 16-month low. Government-sponsored mortgage financial enterprise Freddie Mac said the average 30-year fixed-rate mortgage fell to 3.97%, the lowest since June 2013 when the average loan
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Get Paid to Transfer Your Credit Card Balance

If you're carrying a balance on a high-interest credit card, you're paying needless interest fees each month. You can save yourself some money by transferring that balance to another low-or-0%-APR card. And with the new Barclaycard Ring Mastercard you can even get paid to transfer your balance. Get
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3 Reasons to Move Your Savings Account Online

An online savings account might not be one of the first things that comes to mind when thinking about growing your money, but it should. Unlike certificate of deposits, known as CDs, which are somewhat inflexible and can take years to mature for low returns, many online
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FBI Says More Than 500 Million Financial Records Stolen This Year: How to Protect Yourself

"You're going to be hacked. Have a plan," Joseph Demarest, assistant director of the FBI's Cyber Division, warned a group of business leaders at a cybersecurity event on Monday. This event, organized by the Financial Services Roundtable, sought to help business owners understand the magnitude of the
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Staples Announces Possible Credit Card Breach

Office supply retail chain Staples announced on Monday that it is investigating a breach in its payment systems. Staples joins Kmart, Home Depot, Dairy Queen and a number of other retailers who have suffered from data breaches over the past few months. The constant stream of new
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6 Surprising Ways Having Bad Credit Hurts

It's been said many times that having a low credit score can hurt your finances. From being denied a credit card to receiving a high-interest rate on an auto loan, poor credit will hurt you. In addition to the recognizable consequences, there are a few lesser known,
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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.