Progressive Progressive
by ,
4 5stars

Progressive Review

Progressive
Rating:
Bottom Line:
Solid choice with the ability to see competitor quotes inline

Full Review:
Progressive has been in business since 1937 and primarily concentrates on auto insurance policies. They are a publicly traded company with 450 offices throughout the US and over $29 billion in assets. Customers can rest assured that Progressive is a financially secure company with a "superior" financial strength rating from several independent assessment companies.




Pricing

In an effort to determine how these companies rank from a pricing perspective, we created three different driver profiles and acquired six different quotes. Each profile was for a single male with a clean driving record, driving a 2010 Audi Quattro. The profiles differed in age: there was a 29-year-old, a 37-year-old and a 65-year-old and quotes were averaged into prices by age group. All quotes are for minimum liability insurance within two different cities: San Francisco, CA and Basking Ridge, NJ. Progressive fared as "average" in our tests, providing prices that were very similar to other companies. As always, your pricing could differ substantially, so it pays to obtain your own personal quote.


Shopping Experience

The data required to create a quote is fairly standard: It includes the driver specifics and driving history, address and vehicle data. When you input your name and address you need to read and accept their privacy policy to proceed with an online quote. The right side of the site features frequently asked questions and provides an overview of all the information you enter as you move through the fields. If you'd like to speak with someone live, you can easily click a button and enter your phone number to have them call you or you can call them directly. They also offer a Spanish language version of the quote tool for those who prefer it.

Progressive does ask some self-serving questions, such as whether you're covered by health insurance, conceivably so that they can upsell you on your quote. They also ask if they can email you about their products and services, something we didn't see on the other sites we reviewed.

Progressive offers some unique customer-friendly features as part of their quote. Right before they display your quote, they ask if you'd like to choose between three different types of quotes. The first option is a customized insurance package they recommend, priced accordingly. The second option allows you to enter the price you'd like to pay and they'll build a quote at that price. Obviously, if you enter a low price, your coverage levels won't be as high, but this is an intriguing feature for price-sensitive customers on a budget. The third option will match the cost of your current insurance coverage. We found this functionality to be very useful, and it made us feel like we had control of the situation, a nice touch.

The final quote page was very easy to read and understand. The dollar value of the discounts you qualify for are displayed, and customers are given a wide variety of payment options. If you're interested, there's even a section where you can compare your Progressive quote with a quote from another company. When you select this feature you're asked some additional questions and then another quote is generated. Our quote was for State Farm auto insurance with the same coverage limits. The State Farm quote was significantly more expensive than the Progressive quote.

The most unusual and intriguing feature was the complimentary "pet injury coverage" as part of your policy quote, if you elect to purchase collision coverage with your policy. Progressive states that their collision coverage covers injuries or death to any pets owned by the insured or a relative. Long live Fido!




Bottom Line

Progressive was middle of the pack in most categories, with average prices, claim satisfaction and overall satisfaction. Like the other companies we reviewed, Progressive provides online billing and paper-free statements. Their ability to provide another company's quote is a nice feature for those customers who prefer to shop around prior to purchasing. The combination of these traits makes them a good pick.

Progressive offers insurance in the following states:

Progressive offers auto insurance coverage in all 50 states.

Compare to Other Auto Insurance

If you have a question or concern we haven't answered on our site, please let us know. Your question will be added to the NextAdvisor Forums so that we and other experts in our community can answer it. Due to volume, we aren't able to respond to every question, but we answer as many as we can.



Service Details

Claim Contact Options:Via online form or phone
Estimated Quote*:29 yr man = $67/mo
37 yr man = $64/mo
65 yr man = $60/mo
Shopping Experience:Helpful features & straightfoward process earns high marks
Claim Satisfaction**:
Overall Satisfaction**:

*Quote prices are from July 2016, and were based on quotes received for three different age groups in San Francisco, CA and Basking Ridge, NJ; a 29-year-old, a 37-year-old and a 65-year-old. Prices reflect the averaging of quotes within each age group for minimum coverage, and all quotes were for a single male driving a 2010 Audi A4 Quatro. Driver clocked 11,000 annual miles on the car and had a clean driving record.

**Based on JD Power and Associates 2015/2016 Ratings

NextAdvisor Auto Insurance Blog Headlines


About Us Blog Contact Us Forums Terms & Privacy Policy Affiliate Program Site Map
Copyright© 2006 - 2017 NextAdvisor.com - All rights reserved.

Advertiser Disclosure: NextAdvisor is a consumer information site that offers free reviews and ratings of online services. Many of the companies whose services we review provide us compensation when someone who clicks from our site becomes their customer. This is how we make money to support our site. The results of our analyses, calculators, reviews and ratings are based on objective quantitative and qualitative evaluation of all the cards on our site and are not affected by any compensation NextAdvisor may receive. Compensation may impact which products we review and write about and where those products appear. We do not review all products in a given category. All opinions expressed on this site are our own.