Auto Insurance

Updated 04-03-2013

Let's be honest, shopping for car insurance can be really frustrating. All the quotes and options and different types of insurance can get confusing. So we've tried to make it a little easier on you by reviewing the top car insurance providers on the market and giving you a breakdown of who is the best. We looked at customer satisfaction, pricing and customer complaint statistics on a company-by-company basis to narrow down the field and help you choose the best auto insurance policy for your needs. Check out our rankings below to find the car insurance provider that is right for you.

Auto Insurance Reviews


Services: Our Ratings: Bottom Line:
Geico Rating:stars
High customer satisfaction, a pleasant quote experience and better than average prices make this our top choice
21st Century Rating:stars
The low premiums are great for those on a budget; only offers coverage to good drivers; slightly lower customer satisfaction ratings
Progressive Rating:stars
Solid choice with the ability to see competitor quotes inline
Esurance Rating:stars
Quick quote and purchase process; average customer service levels
AARP Auto Insurance Program from The Hartford Rating:stars
Good fit for AARP members interested in top-flight claims and customer service
Allstate Rating:stars
Provides mid-range customer satisfaction levels; lengthy quote process; somewhat pricey
The Hartford Rating:stars
Same insurance offering as the The Hartford AARP, but available to non-AARP members; highest pricing of all providers

NextAdvisor Blog Headlines

Can I Protect My Family with Identity Guard?
May 17, 2013 - Q: I'm a single parent and interested in signing up for Identity Guard, but I also want to make sure my children have identity theft protection. Does Identity Guard offer any program that protects one parent and two children? A:

Does Internet Fax Have Busy Signals?
May 17, 2013 - Q: My employees are required to fax in their timeslips on Fridays. Sometimes they have to try 4-5 times before the fax will come through and get busy signals. Can Internet fax services accomodate this incoming volume without busy signals? A:

Customizable Diet Programs
May 16, 2013 - Dieting can be tough when you're a picky eater. That's why some diet programs allow you to add some personal preference to their meal plans. Out of the meal delivery services we've reviewed, we found Jenny Craig to be the

Does Cardstore's 'Add My Signature' Tool Actually Look Good?
May 16, 2013 - Cardstore recently added a new feature to its card customization called "Add my signature." This feature allows you to upload your real-life signature to the card. Naturally we thought this was an interesting feature, so we decided to test it out.

Top 5 Red Flags Of Online Dating
May 16, 2013 - Online Dating can be a fun and effective way to meet singles and develop long lasting meaningful relationships. But much like regular dating, you must be aware of certain signs that may tip you off to a bad personality or situation.

Auto
Insurance
Overview

Did you know?

Did you know that nearly 1 in 6 people don't have vehicle insurance? If an uninsured driver hits you, you'll have to rely on your own auto insurance to cover any damages or medical expenses. That's why it's important to choose an insurer and policy that will protect you when you need it. Do your homework ahead of time, and pick a policy that fits your lifestyle and needs.
View our full comparison and reviews of the best auto insurance

Do You Really Need Auto Insurance?

In short, you do. Proof of car insurance or financial responsibility is required by law in all 50 states. Penalties for not having insurance include fines from several hundred to several thousand dollars, having your car impounded and jail time. Don't try to game the system by not carrying insurance; this will only end up hurting you, especially if you're in an accident.
View all auto insurance policies


What Type of Coverage Should You Get?

When selecting an auto insurance policy, make sure you understand the terminology. You'll need to know the difference between Bodily Injury Liability and Property Damage Liability so you can decide on coverage levels and amounts. Don't be caught off guard or make a guess. Instead, take a look at our FAQ on the types of auto insurance coverage.


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Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.