Auto Insurance

Updated 10-14-2014

Let's be honest, shopping for car insurance can be really frustrating. All the quotes and options and different types of insurance can get confusing. So we've tried to make it a little easier on you by reviewing the top car insurance providers on the market and giving you a breakdown of who is the best. We looked at customer satisfaction, pricing and customer complaint statistics on a company-by-company basis to narrow down the field and help you choose the best auto insurance policy for your needs. Check out our rankings below to find the car insurance provider that is right for you.

Auto Insurance Reviews


Services: Our Ratings: Bottom Line:
Geico Rating:stars
High customer satisfaction, a pleasant quote experience and better than average prices make this our top choice
21st Century Rating:stars
The low premiums are great for those on a budget; only offers coverage to good drivers; slightly lower customer satisfaction ratings
Progressive Rating:stars
Solid choice with the ability to see competitor quotes inline
Esurance Rating:stars
Quick quote and purchase process; average customer service levels
AARP Auto Insurance Program from The Hartford Rating:stars
Good fit for AARP members interested in top-flight claims and customer service
Allstate Rating:stars
Provides mid-range customer satisfaction levels; lengthy quote process; somewhat pricey
The Hartford Rating:stars
Same insurance offering as the The Hartford AARP, but available to non-AARP members; highest pricing of all providers

NextAdvisor Blog Headlines

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Oct 22, 2014 - "You're going to be hacked. Have a plan," Joseph Demarest, assistant director of the FBI's Cyber Division, warned a group of business leaders at a cybersecurity event on Monday. This event, organized by the Financial Services Roundtable, sought to help business owners understand the magnitude of ...

Staples Announces Possible Credit Card Breach
Oct 21, 2014 - Office supply retail chain Staples announced on Monday that it is investigating a breach in its payment systems. Staples joins Kmart, Home Depot, Dairy Queen and a number of other retailers who have suffered from data breaches over the past few months. The constant stream of new security breach d...

6 Surprising Ways Having Bad Credit Hurts
Oct 21, 2014 - It's been said many times that having a low credit score can hurt your finances. From being denied a credit card to receiving a high-interest rate on an auto loan, poor credit will hurt you. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects b...

5 Reasons to Use Credit Over Debit
Oct 20, 2014 - Did you know that you may be better off using a credit card over a debit card for every day purchases? Don?t get us wrong ? a debit card is a handy device to make purchases. It saves you the hassle of having to carry a checkbook around, and gives you the protection of not having [...]

Celebrate Family History Month With Ancestry.com
Oct 17, 2014 - The month of October is Family History Month, and what better way to get in touch with your family?s history than building your family tree? Assembling your family tree isn't always the easiest task, especially if you've never done it before. Luckily for you, Ancestry.com simplifies the process o...

Auto
Insurance
Overview

Did you know?

Did you know that nearly 1 in 6 people don't have vehicle insurance? If an uninsured driver hits you, you'll have to rely on your own auto insurance to cover any damages or medical expenses. That's why it's important to choose an insurer and policy that will protect you when you need it. Do your homework ahead of time, and pick a policy that fits your lifestyle and needs.
View our full comparison and reviews of the best auto insurance

Do You Really Need Auto Insurance?

In short, you do. Proof of car insurance or financial responsibility is required by law in all 50 states. Penalties for not having insurance include fines from several hundred to several thousand dollars, having your car impounded and jail time. Don't try to game the system by not carrying insurance; this will only end up hurting you, especially if you're in an accident.
View all auto insurance policies


What Type of Coverage Should You Get?

When selecting an auto insurance policy, make sure you understand the terminology. You'll need to know the difference between Bodily Injury Liability and Property Damage Liability so you can decide on coverage levels and amounts. Don't be caught off guard or make a guess. Instead, take a look at our FAQ on the types of auto insurance coverage.


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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.