AARP Auto Insurance Program from The Hartford Review: Auto Insurance
|Good fit for AARP members interested in top-flight claims and customer service|
The Hartford, founded in 1810, is the oldest company we reviewed. With almost 200 years of experience, they provide a wide variety of insurance options and have offices worldwide. The Hartford has been ranked "excellent" in financial strength by several noted third party assessment companies.
The Hartford AARP is a special auto insurance program available to members of the American Association of Retired People (AARP). If you are not a member of the AARP you may still receive a quote, but you will need to become a member in order to obtain coverage. It is important to note that you need to be age 50 or over to join the AARP.
To compare The Hartford AARP pricing with other auto insurance companies, we created a profile for a 65-year-old male, driving a 2005 Audi Quattro. The driver had a clean driving record and recorded 11,000 annual miles each year. The quote for this profile was inline with what other companies were charging, so we feel The Hartford AARP offers a reasonable deal. Don't forget that your own pricing may differ, so make sure to get a quote before you purchase.
The Hartford AARP online quote process steps the user through signing up for a preliminary quote. You'll need to provide background information on yourself and other drivers you'd like to insure. This information includes name and address, vehicle specifications and driver information and history — standard information any insurance provider would need to price out your auto insurance. The entire process is only 4 pages long and relatively straightforward. If you have questions, The Hartford posts pertinent FAQs on the right hand side of the page. If the FAQs don't fully explain what you're interested in you can easily click on a button onscreen and a Hartford representative will call you.
Because this is a special insurance program for the AARP, questions are oriented toward the mature consumer. One section asks if you've taken a defensive driving/mature driving class, presumably to provide you with a discount if you have. Although on our sample quote we didn't indicate we took the class, you might want to consider doing so for the extra discount. The Hartford does ask for the last 4 digits of your social security number during the quote process. However, you can elect to not provide this information.
Our final quote clearly specified what discounts we were receiving, coverage limits and the total price. Having the discounts spelled out was a nice touch. The user is able to adjust the quote for the specific categories they'd like to be insured for and the coverage amounts.
According to consumers, The Hartford ranks in the "excellent" category for both claim satisfaction and overall shopping experience. We found this plan to be an excellent fit for AARP members who are price sensitive and interested in a carrier that provides top-flight customer service.
The Hartford (AARP) offers auto insurance in the following states:
All states except Massachusetts and New Jersey
**Based on JD Power and Associates 2009/2010 Ratings
NextAdvisor Blog Headlines
Build Your Business With Benchmark's Email Marketing Features
Sep 19, 2014 - Email marketing is a great way for your company to stay connected with its audience. One of the best options for email marketing is Benchmark because it offers various features and tools that can help your business grow while you retain customers and spread your brand's message to the masses. How...
Best Auto Insurance Rates for Younger and Older Adults
Sep 18, 2014 - You have a number of options when shopping for auto insurance. It's easy to get overwhelmed with the numerous companies and plans to choose from. It can be especially difficult if you?re a younger or older adult, as rates tend to be less favorable for both groups of drivers. Luckily, we?ve review...
Which Credit Cards Can I Use With Apple Pay?
Sep 17, 2014 - If you've heard anything about the iPhone 6 or Apple Watch during the past week, then you've most likely also heard of the company's new mobile payment option called Apple Pay. How does Apple Pay work? Apple Pay, which will be available in October, aims to make in-person and online payments easie...
Can a Credit Card Be Closed for Inactivity?
Sep 16, 2014 - Q: I have a few credit cards that I haven?t used in quite some time. Could my accounts be closed because of inactivity? Thanks for your question. Unfortunately, yes, credit card accounts can be closed by the issuer if they?re unused for extended periods of time. There is no exact science as to wh...
Apple Pay: How Safe is Apple's New Mobile Payment System?
Sep 15, 2014 - Apple is a company known for creating buzz and innovation. Last Tuesday during its launch of the new iPhone 6, the company's CEO Tim Cook announced several other new developments ? including a mobile payment system called Apple Pay. Standard on its new mobile devices, this payment technology aims...
AARP Auto Insurance Program from The Hartford Forum Posts
- AARP Review
Here is NextAdvisor's review of AARP auto insurance: http://www.nextadvisor.com/auto_insurance/hartfordaarp_review.php